Skip to content
AdamsRealty
Sign in
Back to results
For sale

$649,900

Est. monthly cost

$3,995/mo

98 Cottage Lane, Toccoa, GA 30577

Listing by Hammock Realty North Georgia

Beds
3
Baths
3.5
Sq ft
3,615
Lot
13,068 sqft

About this home

Casual elegance and quality craftsmanship abound in this beautifully appointed Craftsman-style cottage in Currahee Club. One of the most architecturally appealing homes in the community, this property welcomes you with a spacious front porch and thoughtfully designed living spaces throughout. Recent updates make this home even more appealing, including fresh interior and exterior paint throughout, refinished hardwood floors on the main level, and new LVP flooring throughout the basement. The foyer opens to an inviting great room featuring soaring ceilings, a beautiful stone fireplace, and a wall of windows that captures the surrounding views. The kitchen is designed for both everyday living and entertaining, offering a large center island, breakfast bar, stainless steel appliances, and gas cooktop. The main-level owner's suite is privately situated on one end of the home and features a spacious bathroom complete with a Jacuzzi tub, walk-in shower, double vanity, and his-and-her closets. Beautiful stone arches frame the covered patio, creating a private outdoor retreat overlooking the community amenity center and garden. Currahee Club is Georgia's premier mountain, lake, and golf community, offering an exceptional lifestyle surrounded by natural beauty, recreation, and world-class amenities.

Type
Single Family Residence
Year built
2006
Price per sq ft
$180
HOA
Yes
Garage
—
Property tax (2021)
$5,631/yr
Listed
—
MLS #
10885036

Features

WaterfrontBasementSingle story

Interior

Bookcases · Tray Ceiling(s) · Vaulted Ceiling(s) · High Ceilings · Double Vanity · Beamed Ceilings · Soaking Tub · Separate Shower · Tile Bath · Walk-In Closet(s) · Wet Bar · Master On Main Level

Appliances

Electric Water Heater · Dryer · Washer · Cooktop · Dishwasher · Microwave · Oven · Refrigerator · Stainless Steel Appliance(s)

Heating

Natural Gas · Central

Cooling

Electric · Ceiling Fan(s) · Central Air

Flooring

Hardwood · Tile · Carpet · Wood

View

Mountain(s)

Lot

Level

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Living Room, Gas Log
Basement:
Bath Finished, Daylight, Exterior Entry, Finished, Full
Laundry:
Mud Room
Security:
Gated Community
Levels:
One

Exterior and lot

Lot size:
0.3 acres
Patio and porch:
Deck, Porch, Patio
Waterfront features:
Dock Rights, Lake

Construction

Architectural style:
Craftsman
Construction materials:
Concrete, Stone
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Private Sewer
Water source:
Public
Utilities:
Underground Utilities, Sewer Connected, High Speed Internet, Natural Gas Available

Parking

Parking features:
Guest, Garage, Kitchen Level

Community and HOA

Subdivision:
Currahee Club
HOA:
Yes
Association fee includes:
Other
Community features:
Clubhouse, Gated, Golf, Guest Lodging, Lake, Park, Fitness Center, Playground, Pool, Street Lights, Tennis Court(s)

Taxes and financial

Annual tax amount:
$5,631 (2021)

Monthly cost

Estimated monthly cost

$3,995/mo

Principal & interest
$3,201
Property taxes
$469
Home insurance
$325

$129,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 4, 2026Listed for sale$649,900

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Currahee Club

Listing information

Listing office:
Hammock Realty North Georgia
Listing ID:
10885036
Status:
For sale

Source: Georgia MLS · Updated 6m ago · Nov 10, 2026, 1:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 1:00 AM ET

Report a listing problem

Similar homes nearby

$649,900

3 bd · 3.5 ba

Request a tour