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For sale

263 Cole Lake Drive, Toccoa, GA 30577

Listing by PURE Real Estate Solutions

Beds
4
Baths
3
Sq ft
3,064
Lot
37.47 acres

About this home

Escape to your own private sanctuary in the heart of Northeast Georgia! Nestled on 37.47 sprawling, wooded acres in Stephens County, this extraordinary property offers a rare blend of seclusion, natural beauty, and ultimate countryside living. At the heart of the acreage lies private waterfront ownership on Lake Mona-a gorgeous, tranquil body of water perfect for peaceful mornings, fishing, or taking in serene views. The land features lush mature timber, offering ultimate privacy, peaceful nature trails, and abundant wildlife right in your backyard. For horse lovers, the property comes equipped with a dedicated one-horse stall and tack barn, ideal for keeping your horse close to home or utilizing the space for specialized outdoor storage. Whether you are looking to create a multi-generational family retreat, enjoy private lakefront living, or simply invest in prime Stephens County acreage, this property offers limitless potential. Bring your vision and make this quiet countryside retreat your forever home! Contact us today to schedule your private tour.

Type
Single Family Residence
Year built
2001
Price per sq ft
$212
HOA
None
Garage
—
Property tax (2025)
$2,815/yr
Listed
—
MLS #
10853259

Features

WaterfrontBasement

Interior

Beamed Ceilings · High Ceilings · Master On Main Level · Rear Stairs · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater

Exterior

Dock

Heating

Forced Air · Heat Pump · Propane

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Hardwood · Laminate · Tile · Vinyl

View

Lake

Lot

Level · Private

Property details

Interior

Bedrooms on main level:
2
Primary bedroom on main:
Yes
Basement:
Daylight, Exterior Entry, Finished, Full
Laundry:
Common Area
Windows:
Double Pane Windows
Accessibility:
Accessible Approach with Ramp
Security:
Smoke Detector(s)
Levels:
Two

Exterior and lot

Lot size:
37.5 acres
Patio and porch:
Deck
Other structures:
Barn(s), Boat House, Garage(s), Outbuilding, Stable(s)
Waterfront features:
Lake

Construction

Architectural style:
Rustic, Craftsman
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Electric:
220 Volts
Utilities:
Cable Available, Electricity Available, High Speed Internet, Phone Available
Green energy:
Appliances

Parking

Parking total:
2
Parking features:
Garage

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$2,815 (2025)
Listing terms:
Cash, Conventional, FHA, USDA Loan, VA Loan
Special listing conditions:
As Is

Monthly cost

Estimated monthly cost

$3,761/mo

Principal & interest
$3,201
Property taxes
$235
Home insurance
$325

$129,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 9, 2026Listed for sale$649,900

Schools

  • Other

    Elementary

  • Other

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
PURE Real Estate Solutions
Listing ID:
10853259
Status:
For sale
Contact phone:
770-377-6478
Contact email:
david@grovehomesgroup.com

Source: Georgia MLS · Updated 5m ago · Nov 10, 2026, 4:30 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 4:30 AM ET

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