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For sale

93 Valley Lane, Mineral Bluff, GA 30559

Listing by Engel & V?lkers North GA Mountains

Beds
1
Baths
1
Sq ft
914
Lot
2.95 acres

About this home

There's something special about life along the Toccoa River, where the sound of flowing water sets the pace for slower mornings and lazy evenings. Offering over 150' of beautiful river frontage and 2.95 acres, this charming waterfront retreat is the perfect place to escape, unwind, and enjoy the simplicity of mountain living. Spend your afternoons relaxing on the expansive deck, soaking in the hot tub overlooking the river, or gathering around the riverside fire pit as the day winds down. A private dock with steps leading directly into the water makes it easy to enjoy fishing, kayaking, tubing, or simply dipping your toes in the Toccoa. Inside, the inviting 1BR/1.5BA cabin blends the warmth of tongue-and-groove wood with drywall finishes, creating a comfortable, relaxed atmosphere. A welcoming foyer opens to the dining area, while the adjoining great room brings together the kitchen and cozy living space, complete with a wood-burning fireplace. Beyond the kitchen, a generously sized bedroom features its own half bath, with an additional full bath conveniently located nearby. What makes this property even more appealing is the opportunity to build your dream riverfront home within 50 feet of the water while comfortably living in the existing cabin. Once construction is complete, the cabin could transition into a charming guest retreat or provide supplemental rental income, offering flexibility for years to come. And while it feels wonderfully removed from the everyday hustle, you're just 2 miles from Horseshoe Bend Park and approximately 3 miles from Downtown McCaysville, Ocoee rafting outfitters, and an assortment of local dining and shopping. With substantial Toccoa River frontage, room to bring your vision to life, and a setting that invites you to stay a little longer, this is the kind of place where weekends never seem quite long enough.

Type
Cabin,Single Family Residence
Year built
1968
Price per sq ft
$760
HOA
None
Garage
—
Property tax (2024)
$60/yr
Listed
—
MLS #
10876576

Features

WaterfrontBasementSingle story

Interior

Master On Main Level

Appliances

Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer

Heating

Central · Electric

Cooling

Central Air

Flooring

Hardwood · Tile

View

River

Lot

Level

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Fireplaces:
1
Basement:
Crawl Space
Laundry:
Common Area
Levels:
One

Exterior and lot

Lot size:
2.95 acres

Construction

Architectural style:
Rustic
Construction materials:
Log
Roof:
Metal
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Well
Utilities:
Cable Available, Electricity Available, High Speed Internet

Parking

Parking features:
Off Street

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$60 (2024)

Monthly cost

Estimated monthly cost

$3,776/mo

Principal & interest
$3,423
Property taxes
$5
Home insurance
$348

$139,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 21, 2026Listed for sale$695,000

Schools

  • East Fannin

    Elementary

  • Fannin

    Middle

  • Fannin

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Engel & V?lkers North GA Mountains
Listing ID:
10876576
Status:
For sale

Source: Georgia MLS · Updated 7m ago · Nov 10, 2026, 5:15 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 5:15 PM ET

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