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For sale

850 FERNSIDE Drive, Toccoa, GA 30577

Listing by Hammock Realty North Georgia

Acreage
1.31 acres
Price per acre
$37,433/acre

About this property

1.3-acre residential lot in the City of Toccoa with Ward's Creek frontage! This undeveloped homesite offers an opportunity to build a private residence in a natural setting while remaining within the city limits of Toccoa. Approximately 1.3 acres of wooded and varying terrain is bordered along one side by Ward's Creek, providing a peaceful natural feature and the potential for beautiful views, the sound of flowing water, and a private wooded backdrop. Located on Fernside Drive, the property offers the appeal of a residential homesite surrounded by mature natural vegetation and a creekside environment while still being conveniently located within Toccoa. The property is currently undeveloped residential land, offering a blank canvas for a buyer looking to build a home suited to their own needs and preferences. The creek, natural setting, and wooded surroundings create an especially attractive opportunity for buyers looking for a residential property with creek frontage, privacy, and a connection to nature. The 1.3-acre size provides more room than a typical in-town homesite while maintaining the convenience of being within the City of Toccoa. Important zoning/use information: Because this property is located within the city limits of Toccoa, mobile homes are not permitted. Buyers should independently verify zoning, permitted uses, setbacks, building requirements, utility availability, sewer/septic requirements, floodplain information, and all other development requirements with the City of Toccoa and applicable authorities prior to purchase. Property will require a septic tank, as it is not on the City of Toccoa sewer. It is, however, on City of Toccoa water. If you're searching for land for sale in Toccoa, GA, a residential building lot with creek frontage, or a wooded homesite near Ward's Creek, this 1.3-acre property on Fernside Drive offers a unique opportunity to create a home surrounded by natural beauty while enjoying the convenience of an in-town location.

Type
Residential Lot
Acreage
1.31 acres
Price per acre
$37,433/acre
HOA
None
Property tax (2026)
$200/yr
Listed
—
MLS #
10852263

Features

Waterfront

Lot

City Lot · Sloped

Property details

Exterior and lot

Lot size:
1.31 acres
Waterfront features:
Stream, Creek, Other
Road frontage:
County Road
Road surface:
Paved

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$200 (2026)
Listing terms:
Cash, Land Bank Loan
Current use:
Unimproved
Possible use:
Residential

Monthly cost

Estimated monthly cost

$258/mo

Principal & interest
$241
Property taxes
$17

$9,800

Land loan: terms vary; check with your lender. Estimate only, with no home or mortgage insurance: there's no house on this land. Taxes use the listing's most recent figure where available.

Price & status history

DateEventPrice
Oct 8, 2026Listed for sale$49,000

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Hammock Realty North Georgia
Listing ID:
10852263
Status:
For sale

Source: Georgia MLS · Updated 11m ago · Nov 10, 2026, 5:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 5:00 AM ET

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$49,000

Land · 1.31 acres

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