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For sale

$875,000

Price cut $20,000

Est. monthly cost

$5,067/mo

81 Mariners Drive NE, Milledgeville, GA 31061

Listing by Lake Sinclair-Oconee Realty

Beds
5
Baths
4.5
Sq ft
4,411
Lot
3.65 acres

About this home

Nestled on 3.65 private acres in one of the most desirable areas of Lake Sinclair and just 10 miles from downtown Milledgeville, this exceptional 4,411-square-foot waterfront retreat offers the perfect blend of space, comfort, and opportunity. Featuring 5 bedrooms and 4.5 baths, including two main-level ensuite bedrooms, this home is designed for both everyday living and entertaining. Inside, you'll find beautiful flagstone throughout, two full kitchens, two spacious great rooms, two laundry rooms, a dedicated office, and a cozy wood-burning fireplace. The expansive back deck stretches nearly half the length of the home and includes built-in seating overlooking some of the clearest water on Sinclair, while the lower patio provides additional outdoor living space. The property also includes a paved partial driveway, a 3-car garage, paved walkways to the water, over 100 feet of shoreline, a sandy beach area, and a double boathouse with a max dock. A charming front porch with dual entrances adds to the home's welcoming appeal. With ample acreage and a flexible layout, this property offers incredible potential for a duplex conversion or even an additional home site. Recently updated with freshly painted primary suites in a soft neutral beige, this rare Baldwin County lake property is full of possibilities and ready for its next owner. Schedule your private showing today!

Type
Single Family Residence
Year built
1991
Price per sq ft
$198
HOA
None
Garage
—
Property tax (2024)
$3,831/yr
Listed
—
MLS #
10670723

Features

WaterfrontBasement

Interior

Double Vanity · High Ceilings · In-Law Floorplan · Master On Main Level · Other · Separate Shower · Soaking Tub · Split Bedroom Plan · Tile Bath · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Stainless Steel Appliance(s)

Exterior

Dock · Other

Heating

Central · Electric

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Carpet · Hardwood · Laminate · Tile

View

Lake

Lot

Private

Property details

Interior

Bedrooms on main level:
4
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Factory Built, Masonry
Basement:
Bath Finished, Crawl Space, Daylight, Exterior Entry, Finished, Interior Entry, Partial
Laundry:
In Hall, In Kitchen
Windows:
Bay Window(s)
Accessibility:
Accessible Approach with Ramp, Accessible Entrance
Security:
Security System
Levels:
Two

Exterior and lot

Lot size:
3.65 acres
Patio and porch:
Deck, Patio, Porch
Other structures:
Boat House, Garage(s), Stationary Dock
Waterfront features:
Lake, Private, Seawall

Construction

Architectural style:
Traditional
Construction materials:
Concrete, Other, Stone, Wood Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, High Speed Internet, Phone Available
Green energy:
Thermostat

Parking

Parking total:
5
Parking features:
Garage, Attached, Parking Pad

Community and HOA

Subdivision:
mariners cove
HOA:
No
Community features:
Lake

Taxes and financial

Annual tax amount:
$3,831 (2024)
Listing terms:
Cash, Conventional, FHA, Other, USDA Loan, VA Loan

Monthly cost

Estimated monthly cost

$5,067/mo

Principal & interest
$4,310
Property taxes
$319
Home insurance
$438

$175,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Jul 12, 2026Listed for sale$895,000

Schools

  • Other

    Elementary

  • Oak Hill

    Middle

  • Baldwin

    High

School assignments can change — verify with the district before you buy.

Location

More homes in mariners cove

Listing information

Listing office:
Lake Sinclair-Oconee Realty
Listing ID:
10670723
Status:
For sale
Contact phone:
478-457-5163

Source: Georgia MLS · Updated 6m ago · Nov 14, 2026, 5:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 5:45 AM ET

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