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For sale

74 Water Oak Drive, Monticello, GA 31064

Listing by Keller Williams Premier

Beds
6
Baths
4
Sq ft
4,451
Lot
1.22 acres

About this home

A rare find in Monticello, GA!! Situated on 1.22 beautifully landscaped, open, flat acres in Monticello, this exceptional 6-bedroom, 4-bath home offers the perfect blend of space, versatility, and outdoor living. Designed with multi-generational living in mind, the fully finished basement in-law suite features its own full kitchen with granite counters, large laundry room, cutie living room with gas fireplace & tons of natural light, 3 bedrooms-1 with a massive walk-in closet, 2 full bathrooms, and multiple flex spaces that can easily serve as a home office, gym, playroom, media room, or hobby area. Whether you're accommodating extended family, welcoming long-term guests, or seeking potential rental income, this thoughtfully designed space provides endless possibilities. The huge open-concept living space on the main level features a pretty kitchen with one walk-in Pantry and a second storage pantry, Laundry room, a dining room that seats 12+, a family room AND living room with cozy gas fireplace plus gorgeous beamed ceilings. The private Master Suite features a massive walk-in closet and ensuite bath with a large shower, soaking tub, His + Hers sinks and private water closet. Across the home on the main level you'll find two more spacious bedrooms with large closets. The professionally landscaped yard creates a private outdoor retreat, complete with a peaceful pond, a cozy firepit for gathering with family and friends, lots of open space and shade for play or gardening, two covered back porches and plenty of room to relax, entertain, or simply enjoy the beauty of nature. With generous living spaces, flexible floor plan options, and a picturesque setting just minutes from the charm of downtown Monticello, this one-of-a-kind property offers comfort, functionality, and timeless appeal. Don't miss your chance to own this rare gem!

Type
Single Family Residence
Year built
2018
Price per sq ft
$135
HOA
None
Garage
—
Property tax (2025)
$6,525/yr
Listed
—
MLS #
10884851

Features

WaterfrontBasement

Interior

Beamed Ceilings · Double Vanity · In-Law Floorplan · Master On Main Level · Separate Shower · Soaking Tub · Split Bedroom Plan · Tile Bath · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator

Heating

Central · Electric

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Hardwood · Sustainable · Vinyl

View

Lake

Lot

Level · Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Basement, Gas Log, Gas Starter, Living Room, Masonry, Wood Burning Stove
Basement:
Bath Finished, Exterior Entry, Finished, Full, Interior Entry
Laundry:
In Basement, In Hall, Other
Windows:
Double Pane Windows
Levels:
Two

Exterior and lot

Lot size:
1.22 acres
Patio and porch:
Deck, Patio, Porch
Waterfront features:
Pond

Construction

Architectural style:
Craftsman
Construction materials:
Brick, Concrete
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
High Speed Internet

Parking

Parking total:
5
Parking features:
Garage, Attached, Kitchen Level, Garage Door Opener

Community and HOA

Subdivision:
Oak Ridge
HOA:
No

Taxes and financial

Annual tax amount:
$6,525 (2025)

Monthly cost

Estimated monthly cost

$3,794/mo

Principal & interest
$2,951
Property taxes
$544
Home insurance
$300

$119,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 4, 2026Listed for sale$599,000

Schools

  • Jasper Elementary

    Elementary

  • Jasper

    Middle

  • Jasper

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Oak Ridge

Listing information

Listing office:
Keller Williams Premier
Listing ID:
10884851
Status:
For sale

Source: Georgia MLS · Updated 8m ago · Nov 11, 2026, 6:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 6:15 AM ET

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