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For sale

$875,000

Est. monthly cost

$5,380/mo

669 Shorewood Circle, Toccoa, GA 30577

Listing by Keller Williams Lake Hartwell

Beds
4
Baths
3.5
Sq ft
3,500
Lot
19,166 sqft

About this home

This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

Type
Single Family Residence
Year built
2007
Price per sq ft
$250
HOA
$200/mo
Garage
—
Property tax (2025)
$5,184/yr
Listed
—
MLS #
10843179

Features

WaterfrontBasement

Interior

Bookcases · Double Vanity · High Ceilings · In-Law Floorplan · Master On Main Level · Separate Shower · Tile Bath · Entrance Foyer · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Stainless Steel Appliance(s)

Exterior

Dock

Heating

Central · Electric · Heat Pump

Cooling

Ceiling Fan(s) · Central Air · Electric · Heat Pump

Flooring

Carpet · Hardwood · Other · Tile

View

Lake

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Factory Built, Family Room, Gas Log
Basement:
Bath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry
Laundry:
In Hall
Windows:
Double Pane Windows
Levels:
Two

Exterior and lot

Lot size:
0.44 acres
Patio and porch:
Deck, Patio, Porch, Screened
Other structures:
Covered Dock, Outbuilding
Waterfront features:
Corps of Engineers Control, Dock Rights, Floating Dock, Lake, Lake Privileges

Construction

Architectural style:
Cape Cod, Bungalow/Cottage
Construction materials:
Stone, Vinyl Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, Water Available

Parking

Parking total:
2
Parking features:
Carport

Community and HOA

Subdivision:
Shorewood Estates
HOA:
Yes
HOA fee:
$200/month
Association fee includes:
Swimming
Community features:
Clubhouse, Lake, Pool

Taxes and financial

Annual tax amount:
$5,184 (2025)
Listing terms:
Cash, Conventional

Monthly cost

Estimated monthly cost

$5,380/mo

Principal & interest
$4,310
Property taxes
$432
Home insurance
$438
HOA dues
$200

$175,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 24, 2026Listed for sale$875,000

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Shorewood Estates

Listing information

Listing office:
Keller Williams Lake Hartwell
Listing ID:
10843179
Status:
For sale

Source: Georgia MLS · Updated 11m ago · Nov 10, 2026, 5:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 5:00 AM ET

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