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For sale

$1,695,000

Price cut $405,000

Est. monthly cost

$9,528/mo

661 Toccoa River Forest, Mineral Bluff, GA 30559

Listing by Keller Williams Elevate

Beds
5
Baths
3
Sq ft
3,220
Lot
6 acres

About this home

An exceptional waterfront offering on the Toccoa River, this newly configured property presents approximately 6 acres, including two tracts of land and the existing residence, with an estimated 400 feet of direct river frontage. Thoughtfully repositioned, this offering delivers the rare opportunity to enjoy riverfront living with space, privacy, and immediate usability-without the scale of a larger estate. The home spans over 3,000 square feet and is designed to embrace its natural surroundings. Cathedral ceilings and expansive windows invite light and views indoors, while rich wood finishes and a striking stone fireplace create a warm, welcoming centerpiece for the main living area. A finished basement adds flexibility for entertaining, extended stays, or everyday living, making the home well-suited for both full-time residence and weekend retreat. Outside, the land unfolds into a peaceful riverside setting. Open pasture areas have been maintained for ease and enjoyment, and thoughtful clearing along the river enhances access and sightlines to the water. A creek traces the western boundary of the property, adding a second natural water feature and a soothing backdrop of sound and movement. Evenings are best spent gathered around the firepit or along the riverbank, where mountain silhouettes rise in the distance and the rhythm of the river sets the pace. While the setting feels private and immersive, the location remains highly convenient-just minutes from downtown Blue Ridge, with easy access to dining, shopping, wineries, waterfalls, hiking trails, and Lake Blue Ridge. Whether envisioned as a refined mountain residence, a peaceful riverfront escape, or a long-term hold in one of North Georgia's most sought-after areas, this newly offered Toccoa River property delivers a compelling blend of water, land, and lifestyle.

Type
Cabin,Single Family Residence
Year built
2007
Price per sq ft
$526
HOA
None
Garage
—
Property tax (2025)
$3,981/yr
Listed
—
MLS #
10681353

Features

WaterfrontBasement

Interior

Split Foyer · Entrance Foyer

Appliances

Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer

Heating

Central · Electric · Heat Pump · Wood

Cooling

Central Air · Electric

Flooring

Carpet · Laminate · Tile

View

Mountain(s) · River · Seasonal View

Lot

Level · Pasture · Steep Slope

Property details

Interior

Bedrooms on main level:
1
Fireplaces:
2
Fireplace features:
Basement, Living Room
Basement:
Finished, Full
Laundry:
In Basement
Levels:
One and One Half

Exterior and lot

Lot size:
6 acres
Patio and porch:
Deck
Other structures:
Garage(s)
Waterfront features:
Creek

Construction

Architectural style:
Ranch, Traditional
Construction materials:
Concrete, Wood Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Private, Well
Utilities:
High Speed Internet

Parking

Parking features:
Garage, Detached

Community and HOA

Subdivision:
Toccoa River Forest
HOA:
No

Taxes and financial

Annual tax amount:
$3,981 (2025)
Listing terms:
1031 Exchange, Cash

Monthly cost

Estimated monthly cost

$9,528/mo

Principal & interest
$8,349
Property taxes
$332
Home insurance
$848

$339,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Aug 9, 2026Listed for sale$2,100,000

Schools

  • East Fannin

    Elementary

  • Fannin

    Middle

  • Fannin

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Toccoa River Forest

Listing information

Listing office:
Keller Williams Elevate
Listing ID:
10681353
Status:
For sale
Contact phone:
706-994-8686
Contact email:
chad@themountainlifeteam.com

Source: Georgia MLS · Updated 10m ago · Nov 10, 2026, 4:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 4:30 PM ET

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