Skip to content
AdamsRealty
Sign in
Back to results
For sale

$465,000

Price cut $10,000

Est. monthly cost

$2,828/mo

5640 Charleston Bay Drive, Cumming, GA 30041

Listing by Keller Williams Community Partners

Beds
4
Baths
2.5
Sq ft
2,068
Lot
0.5 acres

About this home

If you've been looking for a home that offers easy access to Lake Lanier and all the outdoor recreation Forsyth County has to offer, this is it! Located just off Browns Bridge Road in the highly desirable Forsyth County School District, this home is within walking distance of Charleston Park, where you can enjoy hiking and mountain biking trails or launch your boat for a day on the lake. The side yard offers the potential to create additional space for boat parking, making days on Lake Lanier even more convenient. Inside, you'll love the bright, open floor plan with soaring ceilings, large windows, and beautiful bay windows that fill the home with natural light. Upstairs, the front bedrooms and hallway offer seasonal views of the North Georgia mountains. The spacious primary suite features a walk-in closet, double vanities, a separate soaking tub and shower, and a private water closet. The fully finished basement has 2 rooms currently used as bedrooms totaling the bedroom count to six! Out back, a recently replaced deck overlooks the fully fenced backyard, for a private space to relax, entertain, or enjoy time outdoors. Everyday conveniences are just minutes away, including Publix, Kroger, shopping, dining, and top-rated Forsyth County schools. You'll also be close to the exciting future Coal Mountain mixed-use development, bringing new restaurants, entertainment, and retail to the area. Whether you're spending the day on Lake Lanier, hitting the trails at Charleston Park, or relaxing at home in your private backyard, this home has all of this to enjoy!

Type
Single Family Residence
Year built
1996
Price per sq ft
$225
HOA
Yes
Garage
—
Property tax (2025)
$3,659/yr
Listed
—
MLS #
10809173

Features

Basement

Interior

Double Vanity · Separate Shower · Soaking Tub · Tray Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Gas Water Heater · Microwave · Range

Exterior

Other

Heating

Natural Gas · Zoned

Cooling

Ceiling Fan(s) · Central Air · Gas · Zoned

Flooring

Carpet · Hardwood · Tile

Lot

Private

Property details

Interior

Bedrooms on main level:
0
Primary bedroom on main:
No
Fireplaces:
1
Fireplace features:
Living Room
Basement:
Daylight, Finished
Laundry:
Mud Room
Windows:
Double Pane Windows
Security:
Smoke Detector(s)
Levels:
Three Or More

Exterior and lot

Lot size:
0.5 acres
Patio and porch:
Deck
Fencing:
Back Yard, Fenced
Waterfront features:
No Dock Or Boathouse

Construction

Architectural style:
Brick Front, Other, Traditional
Construction materials:
Concrete
Roof:
Composition
Foundation:
Slab
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, Natural Gas Available, Underground Utilities, Water Available

Parking

Parking total:
2
Parking features:
Garage, Kitchen Level, Side/Rear Entrance

Community and HOA

Subdivision:
Charleston Bay
HOA:
Yes
Association fee includes:
Other
Community features:
Lake, Street Lights

Taxes and financial

Annual tax amount:
$3,659 (2025)
Listing terms:
Cash, Conventional

Monthly cost

Estimated monthly cost

$2,828/mo

Principal & interest
$2,290
Property taxes
$305
Home insurance
$233

$93,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 2, 2026Listed for sale$475,000

Schools

  • Chattahoochee

    Elementary

  • Little Mill

    Middle

  • East Forsyth

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Charleston Bay

Listing information

Listing office:
Keller Williams Community Partners
Listing ID:
10809173
Status:
For sale

Source: Georgia MLS · Updated 15m ago · Nov 15, 2026, 11:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 15, 2026, 11:45 AM ET

Report a listing problem

Similar homes nearby

$465,000

4 bd · 2.5 ba

Request a tour