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For sale

522 Bible Baptist Road, Ellijay, GA 30536

Listing by Rykman Realty

Beds
3
Baths
3
Sq ft
1,536
Lot
4.78 acres

About this home

Discover this once-in-a-lifetime property with a perfect blend of modern updates, peaceful country living, and natural beauty! Situated on 4.78 usable acres with over 400 feet of creek frontage, this beautifully renovated 3-bedroom, 3-bathroom home offers a unique opportunity to enjoy North Georgia living with room to spread out and explore. Inside, you'll find thoughtful updates throughout, including new hardwood flooring on the main level, refinished hardwood floors upstairs, new kitchen cabinets, quartz countertops, updated bathroom vanities, new appliances, and modern plumbing and lighting fixtures. The functional layout features a bedroom and full bathroom on the main level, while upstairs offers a spacious primary bedroom with an en-suite bathroom, plus a third bedroom and an additional full bathroom. Beyond the interior, major improvements provide added peace of mind, including a new roof, HVAC system, septic system, siding, crawlspace encapsulation, public water connection, and updated plumbing. With public water, an all-electric home, and extensive renovations already completed, you can spend less time worrying about updates and more time enjoying your property. The real standout is the land. Enjoy over 400 feet of creek frontage surrounded by the natural beauty of the North Georgia mountains. The expansive acreage offers privacy, room for outdoor recreation, and the potential for a second build site closer to the creek. Located just 10 minutes from town, the property offers convenient access to dining, shopping, wineries, hiking, and everything North Georgia has to offer. Whether you're searching for a full-time residence, a mountain getaway, or an income-producing vacation rental, this Ellijay retreat offers an appealing combination of updated living, usable acreage, and waterfront scenery. Come experience the possibilities of creekside living in the North Georgia mountains! *SPECIAL FINANCING INCENTIVE - RATES AS LOW AS 4.99%! With an accepted offer at full asking price, the seller is offering a financing incentive that can be used toward one of two options: Option 1: A 3-2-1 temporary interest rate buydown, allowing buyers to enjoy a reduced interest rate for the first three years of their mortgage, with a starting rate as low as 4.99%. Option 2: Apply the same seller credit toward a permanent interest rate buydown, potentially reducing the buyer's mortgage rate by approximately 1% for the life of the loan. Buyer may select either option, subject to lender approval and available seller credit. All financing incentives are subject to loan program guidelines, lender approval, and buyer qualification. Rates and terms may vary. Contact the listing agent for additional details.

Type
Single Family Residence
Year built
1985
Price per sq ft
$325
HOA
None
Garage
—
Property tax (2025)
$428/yr
Listed
—
MLS #
10877686

Features

WaterfrontBasement

Interior

Other · Rear Stairs

Appliances

Dishwasher · Range · Stainless Steel Appliance(s)

Heating

Central · Electric

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Hardwood

View

Seasonal View

Lot

Private

Property details

Interior

Bedrooms on main level:
1
Fireplaces:
1
Fireplace features:
Family Room
Basement:
Crawl Space
Laundry:
In Kitchen
Security:
Smoke Detector(s)
Levels:
Two

Exterior and lot

Lot size:
4.78 acres
Patio and porch:
Deck
Other structures:
Other
Waterfront features:
Stream, Creek

Construction

Architectural style:
Contemporary
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, Water Available

Parking

Parking features:
Parking Pad

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$428 (2025)
Listing terms:
Cash, Conventional, FHA, VA Loan
Special listing conditions:
Investor Owned, No Disclosure

Monthly cost

Estimated monthly cost

$2,748/mo

Principal & interest
$2,462
Property taxes
$36
Home insurance
$250

$99,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 22, 2026Listed for sale$499,900

Schools

  • Clear Creek

    Elementary

  • Clear Creek

    Middle

  • Gilmer

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Rykman Realty
Listing ID:
10877686
Status:
For sale

Source: Georgia MLS · Updated 10m ago · Nov 14, 2026, 1:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 1:30 PM ET

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