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For sale

$514,900

Price cut $10,100

Est. monthly cost

$2,878/mo

45 Sun Valley Drive, Mineral Bluff, GA 30559

Listing by Willow & West

Beds
3
Baths
2.5
Sq ft
1,728
Lot
1.06 acres

About this home

A TURNKEY MOUNTAIN RETREAT WITH SOLID RENTAL HISTORY AND INCREDIBLE AMENITIES! Completely remodeled and sold furnished, this exceptional property offers the perfect combination of rustic mountain charm, modern updates, and investment potential-all just minutes from Downtown Blue Ridge and McCaysville. Designed for both comfortable everyday living and unforgettable guest stays, the main level welcomes you with a spacious open living area featuring soaring cathedral ceilings and beautiful luxury vinyl plank flooring throughout. The oversized kitchen is truly the heart of the home, offering an abundance of cabinetry, expansive counter space, and plenty of room for gathering and entertaining. The primary suite is conveniently located on the main level and features separate his-and-hers closets and a spacious private bath. A guest bath completes the main floor, making the layout exceptionally functional for owners and vacation guests alike. The terrace level expands the living space with two additional bedrooms, a full bath, and an oversized laundry room. Two expansive decks-one on each level-create incredible outdoor living spaces and overlook the professionally landscaped grounds. The outdoor amenities set this property apart! Enjoy a YEAR-ROUND HEATED SALTWATER POOL, hot tub, and fire pit providing highly desirable amenities for vacation rental guests in every season. The fully paved circular driveway offers abundant parking, while basketball goals add another recreational feature for families and groups. An 18x20 storage building provides excellent space for owner storage, recreational equipment, or property supplies. Major improvements within the last few years include a new roof, gutters, exterior siding, porches, and pool, allowing the next owner to enjoy a beautifully updated and well-equipped property from day one.

Type
Single Family Residence
Year built
1996
Price per sq ft
$298
HOA
None
Garage
—
Property tax (2025)
$1,011/yr
Listed
—
MLS #
10846762

Features

Private poolBasementSingle story

Interior

High Ceilings · Master On Main Level · Vaulted Ceiling(s)

Appliances

Dishwasher · Dryer · Microwave · Refrigerator · Stainless Steel Appliance(s) · Washer

Heating

Central · Heat Pump

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Laminate · Tile

Lot

Level · Private

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Basement:
Bath Finished, Exterior Entry, Finished, Full, Interior Entry
Laundry:
In Basement
Windows:
Double Pane Windows
Security:
Carbon Monoxide Detector(s), Smoke Detector(s)
Levels:
One

Exterior and lot

Lot size:
1.06 acres
Patio and porch:
Deck
Fencing:
Back Yard
Other structures:
Outbuilding, Workshop

Construction

Architectural style:
Bungalow/Cottage, Rustic
Construction materials:
Wood Siding
Roof:
Composition
Foundation:
Pillar/Post/Pier
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Electric:
220 Volts
Utilities:
Cable Available, Electricity Available, Water Available

Parking

Parking features:
Parking Pad, Kitchen Level

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$1,011 (2025)
Listing terms:
1031 Exchange, Cash, Conventional, FHA, VA Loan

Monthly cost

Estimated monthly cost

$2,878/mo

Principal & interest
$2,536
Property taxes
$84
Home insurance
$257

$102,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 12, 2026Price decreased$514,900−1.0%
Oct 10, 2026Listed for sale$525,000

Schools

  • West Fannin

    Elementary

  • Fannin

    Middle

  • Fannin

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Willow & West
Listing ID:
10846762
Status:
For sale

Source: Georgia MLS · Updated 7m ago · Nov 13, 2026, 7:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 7:30 PM ET

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