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For sale

$399,000

Price cut $10,000

Est. monthly cost

$2,197/mo

4480 Rivercliffs Way, Gray, GA 31032

Listing by eXp Realty

Beds
3
Baths
2
Sq ft
1,928
Lot
0.9 acres

About this home

USDA eligible! Brand new and ready for its first owner! This 3-bedroom, 2-bath home sits on a spacious 0.9-acre lot in Rivercliffs with no HOA. The single-level design features a bright, open layout designed for both everyday living and entertaining. The kitchen is finished with granite countertops, stainless steel appliances, and plenty of cabinetry, with an easy flow into the living and dining areas. The primary suite provides a private retreat with a double vanity and walk-in closet, while two additional bedrooms offer space for family, guests, or a home office. An attached garage adds everyday convenience, and the nearly one-acre lot gives you plenty of room to enjoy the outdoors. Enjoy the benefits of new construction, a generous homesite, and no HOA, all just waiting for you to make it home!

Type
Single Family Residence
Year built
2026
Price per sq ft
$207
HOA
None
Garage
—
Property tax (2025)
$388/yr
Listed
—
MLS #
10866741

Features

New constructionSingle story

Interior

Master On Main Level · Walk-In Closet(s)

Appliances

Dishwasher · Microwave · Range

Heating

Electric

Cooling

Ceiling Fan(s) · Electric

Flooring

Carpet · Laminate

Lot

Sloped

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Laundry:
Other
Levels:
One

Exterior and lot

Lot size:
0.9 acres

Construction

Architectural style:
Traditional
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
New Construction

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, Water Available

Parking

Parking features:
Garage, Attached

Community and HOA

Subdivision:
Rivercliffs
HOA:
No

Taxes and financial

Annual tax amount:
$388 (2025)
Listing terms:
Cash, Conventional, FHA, USDA Loan, VA Loan

Monthly cost

Estimated monthly cost

$2,197/mo

Principal & interest
$1,965
Property taxes
$32
Home insurance
$200

$79,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 30, 2026Price decreased$399,000−2.4%
Oct 17, 2026Listed for sale$409,000

Schools

  • Dames Ferry

    Elementary

  • Clifton Ridge

    Middle

  • Jones

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Rivercliffs

Listing information

Listing office:
eXp Realty
Listing ID:
10866741
Status:
For sale

Source: Georgia MLS · Updated 1m ago · Nov 10, 2026, 10:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 10:30 PM ET

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