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For sale

$654,900

Price cut $45,000

Est. monthly cost

$3,719/mo

398 Mountain Tops Circle, Blue Ridge, GA 30513

Listing by Coldwell Banker High Country

Beds
3
Baths
3
Sq ft
2,256
Lot
1.32 acres

About this home

**NEW PRICE IMPROVEMENT - NOW OFFERED AT $654,900! SHORT-TERM RENTALS ALLOWED!** Don't miss this incredible opportunity to own a beautiful mountain retreat in the highly sought-after Mountain Tops community, located less than five minutes from Downtown Blue Ridge! Whether you're searching for a full-time residence, weekend getaway, or income-producing short-term rental investment, this charming 3-bedroom, 3-bath cabin offers exceptional versatility in one of North Georgia's most desirable locations. Step inside to discover a warm and inviting interior featuring spacious living areas and a stunning stone fireplace, perfect for gathering with family and friends. Enjoy the best of mountain living with multiple covered and screened decks offering year-round outdoor enjoyment. Relax in your private hot tub, entertain guests, or enjoy a peaceful morning coffee surrounded by nature. **With short-term rentals permitted, this property presents an exciting opportunity for buyers looking to combine personal enjoyment with potential rental income.** Just minutes from Downtown Blue Ridge's popular restaurants, boutique shopping, breweries, and endless outdoor adventures, the location is ideal for both owners and vacationing guests. **Recently repositioned at $654,900, this property offers a fresh opportunity to own in the desirable Mountain Tops community!** Schedule your showing today and discover everything this mountain getaway has to offer. **Property is being sold AS IS.**

Type
Cabin,Single Family Residence
Year built
1997
Price per sq ft
$290
HOA
None
Garage
—
Property tax (2025)
$1,992/yr
Listed
—
MLS #
10798796

Features

Private poolBasement

Interior

Double Vanity · High Ceilings · Separate Shower · Tile Bath · Entrance Foyer · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Stainless Steel Appliance(s) · Washer

Heating

Electric · Heat Pump

Cooling

Electric · Heat Pump

Flooring

Hardwood · Tile

View

Mountain(s) · Seasonal View

Lot

Private · Sloped

Property details

Interior

Bedrooms on main level:
1
Fireplaces:
1
Fireplace features:
Family Room, Gas Log
Basement:
Bath Finished, Daylight, Exterior Entry, Finished, Interior Entry
Laundry:
Common Area
Windows:
Double Pane Windows, Window Treatments
Levels:
Two

Exterior and lot

Lot size:
1.32 acres
Patio and porch:
Deck, Patio, Porch, Screened
Other structures:
Workshop

Construction

Architectural style:
Rustic
Construction materials:
Wood Siding
Roof:
Composition
Foundation:
Slab
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Electric:
220 Volts
Utilities:
Electricity Available, High Speed Internet, Phone Available, Propane, Underground Utilities, Water Available

Parking

Parking features:
Parking Pad

Community and HOA

Subdivision:
Mountain Tops
HOA:
No

Taxes and financial

Annual tax amount:
$1,992 (2025)
Listing terms:
1031 Exchange, Cash, Conventional, FHA, VA Loan
Special listing conditions:
As Is, Covenants/Restrictions, Rental

Monthly cost

Estimated monthly cost

$3,719/mo

Principal & interest
$3,226
Property taxes
$166
Home insurance
$327

$130,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 25, 2026Listed for sale$699,900

Schools

  • Blue Ridge

    Elementary

  • Fannin

    Middle

  • Fannin

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Mountain Tops

Listing information

Listing office:
Coldwell Banker High Country
Listing ID:
10798796
Status:
For sale
Contact phone:
706-632-7311

Source: Georgia MLS · Updated 8m ago · Nov 13, 2026, 9:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 9:15 AM ET

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