$425,000
3 bd · 2.5 ba · 1,691 sqft · House
2056 Bend N Hickory Road, Toccoa, GA 30577
Listing by Hammock Realty North Georgia
© 2026 Georgia MLSFor sale
$425,000
Est. monthly cost
$2,886/mo
396 Cardinal Lane, Toccoa, GA 30577
Listing by Atlanta Communities
- Beds
- 3
- Baths
- 2
- Sq ft
- 0
- Lot
- 14,375 sqft
About this home
Welcome home! This 3 bedroom, 2 bathroom renovated lakefront property on Lake Hartwell is ready for you just in time for the holidays. Features include a newer roof, HVAC, flooring, interior and exterior paint, plumbing, an oversized deck, and so much more. The 26x26 single slip covered dock is perfect for hosting family and friends all year long! This phenomenal lake community boasts a swimming pool, clubhouse, and storage area for boat trailers.
- Type
- Single Family Residence
- Year built
- 1987
- HOA
- $200/mo
- Garage
- —
- Property tax (2026)
- $4,562/yr
- Listed
- —
- MLS #
- 10890885
Features
WaterfrontBasement
Interior
Master On Main Level · Other
Appliances
Other
Exterior
Dock
Heating
Central
Cooling
Central Air
Flooring
Carpet · Tile
View
Lake
Lot
Private
Property details
Interior
- Bedrooms on main level:
- 1
- Primary bedroom on main:
- Yes
- Basement:
- Unfinished
- Laundry:
- Other
- Security:
- Security System, Smoke Detector(s)
- Levels:
- Two
Exterior and lot
- Lot size:
- 0.33 acres
- Patio and porch:
- Deck
- Waterfront features:
- Lake, Lake Privileges
Construction
- Architectural style:
- Ranch
- Construction materials:
- Wood Siding
- Roof:
- Composition
- Property condition:
- Resale
Utilities
- Sewer:
- Septic Tank
- Water source:
- Public
- Utilities:
- Electricity Available, Water Available
Parking
- Parking total:
- 1
- Parking features:
- Garage
Community and HOA
- Subdivision:
- Shorewood Estates Un 2
- HOA:
- Yes
- HOA fee:
- $200/month
- Association fee includes:
- Insurance, Maintenance Grounds, Swimming, Tennis
- Community features:
- Lake
Taxes and financial
- Annual tax amount:
- $4,562 (2026)
Monthly cost
Estimated monthly cost
$2,886/mo
- Principal & interest
- $2,093
- Property taxes
- $380
- Home insurance
- $213
- HOA dues
- $200
$85,000
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
Price & status history
| Date | Event | Price |
|---|---|---|
| Nov 14, 2026 | Listed for sale | $425,000 |
Schools
Big A
Elementary
Stephens
Middle
Stephens
High
School assignments can change — verify with the district before you buy.
Location
Listing information
- Listing office:
- Atlanta Communities
- Listing ID:
- 10890885
- Status:
- For sale
Source: Georgia MLS · Updated 2m ago · Nov 14, 2026, 11:45 PM ET
Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 11:45 PM ET
Report a listing problemSimilar homes nearby
© 2026 Georgia MLS$429,000
— bd · — ba · 4,800 sqft · Commercial
2953 Highway 17 Alt, Toccoa, GA 30577
Listing by Keller Williams Lanier Partners
© 2026 Georgia MLS$445,000
— bd · — ba · 1,915 sqft · Commercial
1132 Big A Road, Toccoa, GA 30577
Listing by eXp Realty
© 2026 Georgia MLS$449,900
— bd · — ba · 7,063 sqft · Commercial
2688 Nub Garland Road, Toccoa, GA 30577
Listing by Leading Edge Real Estate LLC
© 2026 Georgia MLS$425,000
3 bd · 2 ba