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For sale

$844,900

Price cut $120,100

Est. monthly cost

$6,578/mo

3645 Coldwater Court, Cumming, GA 30041

Listing by Century 21 Results

Beds
4
Baths
3
Sq ft
3,118
Lot
0.65 acres

About this home

Priced more than $100K below 2026 appraised value! Your chance to have instant equity of over $100,000 in a newer/beautiful, custom build home. Nestled within the prestigious Chattahoochee River Club, this amazing home offers a great opportunity to own a less than 2 year old home on a quiet cul-de-sac .65 acre lot. This extensively UPGRADED home offers custom details throughout - where no detail has been overlooked. The open concept main level includes an office (or could be a bedroom), gourmet kitchen, dining area, screened in porch, and grilling area. An entertainer's dream, the chef kitchen includes a large island, quartz countertops, upgraded stainless steel appliances and stunning backsplash. Gorgeous hardwood floors are throughout the house (except the upstairs bedrooms) where you will find plush - upgraded carpet. Floor to ceiling stone fireplace in the family room, along with a cozy fireplace on the screened in back porch provide the ultimate serene retreat. Upstairs includes 3 large bedrooms (including the luxurious primary suite), 2 full baths (all quartz), and a multi-purpose flex room. The upgraded primary bath and closet (with added custom closet system) offer the best in luxury and refinement. The expansive - completely fenced in backyard has plenty of room to enjoy - including room for a pool. The unfinished basement is ready for someone to make it their own - offering endless possibilities! Upgraded epoxy floors turn your garage into an extension of the house. The whole house is wired for surround sound and offers 2 back decks (one off the main and the other off the basement). This amazing community borders the Chattahoochee National Forest and the Chattahoochee River - offering miles of hiking/walking trails for residents. Residents also get to enjoy tennis and pickle ball courts, playground, equestrian trails, two swimming pools, a clubhouse, private fitness center, basketball, and baseball field. Truly a luxury property nestled in nature, but surrounded with convenience. Walking distance to award winning Haw Creek elementary and Lakeside Middle Schools. Beautiful sunrise in the front and sunset in the back - the house is facing East.

Type
Single Family Residence
Year built
2024
Price per sq ft
$271
HOA
$1,400/mo
Garage
—
Property tax (2025)
$7,125/yr
Listed
—
MLS #
10831943

Features

Basement

Interior

Double Vanity · High Ceilings · Rear Stairs

Appliances

Dishwasher · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer

Heating

Natural Gas

Cooling

Ceiling Fan(s) · Central Air · Zoned

Flooring

Carpet · Hardwood · Tile

Lot

Cul-De-Sac · Private

Property details

Interior

Bedrooms on main level:
1
Fireplaces:
2
Fireplace features:
Family Room, Gas Log, Gas Starter
Basement:
Bath/Stubbed, Daylight, Exterior Entry, Full, Unfinished
Laundry:
Upper Level
Levels:
Three Or More

Exterior and lot

Lot size:
0.65 acres
Patio and porch:
Deck, Screened
Fencing:
Back Yard, Fenced, Privacy
Waterfront features:
No Dock Or Boathouse

Construction

Architectural style:
Brick Front, Craftsman
Construction materials:
Concrete
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Parking

Parking total:
2
Parking features:
Garage, Kitchen Level

Community and HOA

Subdivision:
Chattahoochee River Club
HOA:
Yes
HOA fee:
$1,400/month
Association fee includes:
Swimming, Tennis
Community features:
Clubhouse, Fitness Center, Park, Pool, Street Lights, Swim Team, Tennis Court(s), Walk To Schools, Near Shopping

Taxes and financial

Annual tax amount:
$7,125 (2025)

Monthly cost

Estimated monthly cost

$6,578/mo

Principal & interest
$4,162
Property taxes
$594
Home insurance
$422
HOA dues
$1,400

$168,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 26, 2026Listed for sale$965,000

Schools

  • Haw Creek

    Elementary

  • Lakeside

    Middle

  • South Forsyth

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Chattahoochee River Club

Listing information

Listing office:
Century 21 Results
Listing ID:
10831943
Status:
For sale

Source: Georgia MLS · Updated 7m ago · Nov 15, 2026, 6:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 15, 2026, 6:15 AM ET

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