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For sale

$675,000

Price cut $40,000

Est. monthly cost

$6,398/mo

338 Osprey Circle, St. Marys, GA 31558

Listing by St. Marys Realty Inc

Beds
3
Baths
2.5
Sq ft
2,706
Lot
17,860 sqft

About this home

**Featuring a NEWER ROOF and energy-efficient solar panels**, welcome to 338 Osprey Circle, an exceptional custom residence nestled within the prestigious gated golf community of Osprey Cove. This meticulously maintained, move-in ready home perfectly blends timeless elegance with modern comfort while offering an extraordinary lifestyle overlooking the golf course. A beautifully landscaped privacy hedge creates a secluded setting, allowing you to enjoy expansive golf course views without sacrificing privacy. Designed with both everyday living and sophisticated entertaining in mind, the home features three spacious bedrooms and two and a half bathrooms on the main level, complemented by a private upstairs bonus room that is ideal as a media room, guest retreat, or fitness space. The thoughtfully designed floor plan also includes a dedicated executive office, an elegant formal dining room, and an additional flex room that serves perfectly as a second office, craft room, or study. At the heart of the home, the chef's kitchen showcases a gas cooktop, generous cabinetry, expansive prep space, and an open-concept design that flows effortlessly into the main living areas, creating an inviting atmosphere for gatherings of any size. Step outside to your own private resort! The stunning backyard is an entertainer's dream, featuring a beautifully designed heated swimming pool, a fully equipped outdoor kitchen, and multiple spaces for dining and relaxation. Enjoy peaceful views of the golf course while the mature privacy hedge creates a secluded oasis rarely found in golf course living. Additional highlights include a spacious three-car garage, a permanent walk-up attic offering outstanding storage and future expansion potential, exceptional craftsmanship throughout, abundant storage, and a home that has been impeccably maintained and is truly move-in ready. Located in one of Coastal Georgia's most sought-after gated communities, Osprey Cove offers an exceptional lifestyle with championship golf, deep-water access, tennis, fitness amenities, and an incredible coastal location just minutes from historic St. Marys, Cumberland Island ferry access, Kings Bay Naval Base, Jacksonville International Airport, and the beaches of Amelia Island. With energy-efficient solar panels, heated pool, outdoor kitchen, and beautiful golf course setting, this is an opportunity to enjoy luxury, privacy, and effortless coastal living in Osprey Cove!

Type
Single Family Residence
Year built
2004
Price per sq ft
$249
HOA
$1,792/mo
Garage
—
Property tax (2025)
$7,276/yr
Listed
—
MLS #
10816716

Features

Private poolWaterfront

Interior

Double Vanity · Master On Main Level · Separate Shower · Soaking Tub · Tile Bath · Walk-In Closet(s)

Appliances

Dishwasher · Microwave · Oven · Refrigerator · Stainless Steel Appliance(s)

Heating

Central · Heat Pump

Cooling

Central Air

Flooring

Carpet · Hardwood · Tile

Lot

Other

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Laundry:
Other
Levels:
Two

Exterior and lot

Lot size:
0.41 acres
Waterfront features:
Pond

Construction

Architectural style:
Traditional
Construction materials:
Stucco
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Cable Available, Electricity Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Parking

Parking features:
Garage, Attached, Garage Door Opener

Community and HOA

Subdivision:
Osprey Cove
HOA:
Yes
HOA fee:
$1,792/month
Association fee includes:
Management Fee, Reserve Fund
Community features:
Clubhouse, Fitness Center, Gated, Golf, Pool, Sidewalks, Street Lights, Tennis Court(s)

Taxes and financial

Annual tax amount:
$7,276 (2025)

Monthly cost

Estimated monthly cost

$6,398/mo

Principal & interest
$3,325
Property taxes
$606
Home insurance
$675
HOA dues
$1,792

$135,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 11, 2026Price decreased$675,000−3.4%
Oct 18, 2026Listed for sale$715,000

Schools

  • Mary Lee Clark

    Elementary

  • Saint Marys

    Middle

  • Camden

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Osprey Cove

Listing information

Listing office:
St. Marys Realty Inc
Listing ID:
10816716
Status:
For sale

Source: Georgia MLS · Updated 5m ago · Nov 13, 2026, 8:00 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 8:00 PM ET

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