$450,000
4 bd · 2.5 ba · 2,420 sqft · House
403 Lloyd Street, Monticello, GA 31064
Listing by Coldwell Banker Realty
$449,900
Est. monthly cost
$3,189/mo
Listing by The American Realty
Turn-Key Waterfront Retreat on Jackson Lake. Experience lakefront living at its finest in this deeded waterfront retreat on Jackson Lake, located within the sought-after Turtle Cove community. Offering 113 feet of shoreline on deep, desirable water, this private getaway features a brand-new dock and comes fully furnished, making it truly move-in ready. The main level is designed for both comfort and entertaining, featuring a versatile bedroom/sunroom/flex space, a half bath, and a welcoming living room with a cozy wood-burning fireplace and new luxury vinyl plank flooring. The spacious kitchen is a standout, complete with custom cabinetry, stainless steel appliances, a large island, two pantries, abundant storage, and a breakfast area. Adjacent to the kitchen, the dining room showcases beautiful lake views, creating the perfect setting for gatherings and everyday meals. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a private ensuite bath, walk-in closet, and dedicated office area. A conveniently located laundry room completes the upper level. Additional highlights include new private dock, 113 feet of waterfront shoreline, fully furnished and move-in ready, new water heater, attic fans, dual-zone HVAC system, large two-car garage with remote access, attached workshop, partially covered lakeside deck, additional carport with RV and boat parking and private gated entrance. Whether you're searching for a full-time residence, weekend escape, or investment opportunity, this property offers the perfect combination of privacy, convenience, and waterfront enjoyment. As a resident of Turtle Cove, you'll have access to exceptional community amenities, including a 9-hole golf course, clubhouse with full-service restaurant and bar, five white-sand beaches, boat ramps, pickleball courts, and more. Don't miss this opportunity to own a fully furnished waterfront home on Jackson Lake at an exceptional value.
Bookcases · Double Vanity · Split Foyer · Walk-In Closet(s)
Dishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Stainless Steel Appliance(s) · Washer
Dock · Water Feature
Electric
Central Air · Electric
Carpet · Laminate · Tile
Lake
Private · Sloped · Steep Slope
Estimated monthly cost
$3,189/mo
$89,980
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Nov 8, 2026 | Listed for sale | $449,900 |
Washington Park
Elementary
Jasper
Middle
Jasper
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 5m ago · Nov 13, 2026, 7:30 PM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 7:30 PM ET
Report a listing problem$450,000
4 bd · 2.5 ba · 2,420 sqft · House
403 Lloyd Street, Monticello, GA 31064
Listing by Coldwell Banker Realty
$469,000
3 bd · 2 ba · 1,326 sqft · House
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Listing by Whitetail Properties Real Estate
$430,000
5 bd · 4 ba · 3,153 sqft · House
892 Perimeter Road, Monticello, GA 31064
Listing by Heart Land Realty
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Land · 56.5 acres · $8,354/acre
16475 Georgia 16, Monticello, GA 31064
Listing by CBC Metro Brokers
$449,900
4 bd · 2.5 ba