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For sale

324 Fern Valley Drive, Toccoa, GA 30577

Listing by Hammock Realty North Georgia

Beds
3
Baths
3.5
Sq ft
1,966
Lot
0.67 acres

About this home

New Construction! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. Each bedroom features its own private bathroom, making this home ideal for families, guests, or anyone looking for added convenience and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. The two additional bedrooms each feature their own private full bathroom, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location with the rare convenience of a private bathroom for every bedroom.

Type
Single Family Residence
Year built
2026
Price per sq ft
$223
HOA
None
Garage
—
Property tax (2026)
$1/yr
Listed
—
MLS #
10857198

Features

WaterfrontNew constructionSingle story

Interior

Double Vanity · High Ceilings · Master On Main Level · Soaking Tub · Split Bedroom Plan · Tile Bath · Tray Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Electric Water Heater · Range · Stainless Steel Appliance(s)

Heating

Central

Cooling

Ceiling Fan(s) · Central Air

Flooring

Carpet · Vinyl

Lot

Level

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Factory Built, Family Room
Laundry:
Mud Room
Windows:
Double Pane Windows
Accessibility:
Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Kitchen
Levels:
One

Exterior and lot

Lot size:
0.67 acres
Patio and porch:
Patio, Porch
Waterfront features:
Stream

Construction

Architectural style:
Ranch, Traditional
Construction materials:
Concrete, Stone
Roof:
Composition
Foundation:
Slab
Property condition:
New Construction

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Cable Available, High Speed Internet, Natural Gas Available, Sewer Connected, Water Available

Parking

Parking features:
Garage, Kitchen Level, Garage Door Opener

Community and HOA

Subdivision:
Fern Valley
HOA:
No

Taxes and financial

Annual tax amount:
$1 (2026)

Monthly cost

Estimated monthly cost

$2,382/mo

Principal & interest
$2,162
Property taxes
$0
Home insurance
$220

$87,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 15, 2026Listed for sale$439,000

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Fern Valley

Listing information

Listing office:
Hammock Realty North Georgia
Listing ID:
10857198
Status:
For sale

Source: Georgia MLS · Updated 4m ago · Nov 11, 2026, 4:40 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 4:40 AM ET

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