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For sale

$449,000

Price cut $50,000

Est. monthly cost

$2,576/mo

31 Bear Creek Lane, Clayton, GA 30525

Listing by eXp Realty

Beds
4
Baths
4
Sq ft
2,594
Lot
2.28 acres

About this home

Heart Pine Lodge was built in 1908 and held by the same family for over 100 years. A Florida citrus family, they returned every summer to the foot of Black Rock Mountain, trading the lowland heat for cool mountain air, and their original guestbook, first signed in 1961, still sits inside. The house crowns the very top of its hill, with a dramatic drive winding up to the front door. Now the next chapter belongs to you. This is a place where mornings begin with coffee on the screened porch and evenings end at the fire pit under mountain stars. Everything in between is minutes away: a morning hike at Black Rock, a farm stand run to Osage Farms, tastings at three nearby wineries, an afternoon rafting the Chattooga or on the fairways at Sky Valley, dinner at Hush or Fortify with a nightcap at OldKnow, or a day trip to Highlands and the lakes. The restoration honors what a century built. Original heart-pine floors, walls, and ceilings glow throughout, warmed by a wood-burning fireplace. All three bathrooms are fully renovated: the primary with a tiled walk-in shower and quartz vanity, a main-level bath with a farmhouse trough sink and shower, and an upstairs bath with a tub for the kids. New metal roof (2023), central HVAC (2024), and updated plumbing and electrical. The main house offers 3 bedrooms and 3 baths across 2,100 sq ft, set on 2.28 acres with an additional building site. The 1BR/1BA guest cottage, with power and plumbing in place, is your blank canvas: a studio, a guest house, a long-term rental (est. $1,000/mo), or a restored second unit. In its first year as a short-term rental, the house earned a 5-star rating and grossed more than $26,000 in bookings. Continue that story, or keep every summer to yourself. Drive times: 5 min: Downtown Clayton (Hush, Fortify, Universal Joint, OldKnow Bev Co, Ingles Market) 10 min: Black Rock Mountain State Park, the highest state park in Georgia 10 min: Osage Farms, Rabun Gap's beloved produce market 15 min: Dillard and the Dillard House, in the midst of a $52M resort renovation 15-20 min: Stonewall Creek, Tiger Mountain, and 12 Spies wineries 20 min: Sky Valley Country Club, the highest golf course in Georgia 20 min: Tallulah Gorge State Park 25 min: Lake Rabun / 35 min: Lake Burton 25 min: Chattooga River rafting on the South Carolina line 35 min: Highlands, NC 1:45-2 hrs: Atlanta A century of summers behind it, and yours ahead.

Type
Single Family Residence
Year built
1908
Price per sq ft
$173
HOA
None
Garage
—
Property tax (2025)
$1,680/yr
Listed
—
MLS #
10831036

Features

Basement

Interior

Master On Main Level · Other

Appliances

Dishwasher · Refrigerator

Exterior

Garden

Heating

Electric

Cooling

Ceiling Fan(s) · Electric

Flooring

Carpet · Hardwood · Laminate

View

Seasonal View

Lot

Level · Private

Property details

Interior

Bedrooms on main level:
2
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Masonry
Basement:
Crawl Space
Laundry:
Other
Security:
Smoke Detector(s)
Levels:
Two

Exterior and lot

Lot size:
2.28 acres
Patio and porch:
Patio, Screened
Other structures:
Guest House
Waterfront features:
No Dock Or Boathouse

Construction

Architectural style:
Traditional
Construction materials:
Wood Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, High Speed Internet, Water Available

Parking

Parking total:
4
Parking features:
Off Street, Parking Shed

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$1,680 (2025)
Listing terms:
Cash, Conventional, FHA, VA Loan

Monthly cost

Estimated monthly cost

$2,576/mo

Principal & interest
$2,212
Property taxes
$140
Home insurance
$225

$89,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 26, 2026Listed for sale$499,000

Schools

  • Rabun

    Elementary

  • Rabun

    Middle

  • Rabun

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
eXp Realty
Listing ID:
10831036
Status:
For sale

Source: Georgia MLS · Updated 6m ago · Nov 12, 2026, 8:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 12, 2026, 8:45 AM ET

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