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For sale

$599,000

Price cut $45,900

Est. monthly cost

$3,683/mo

304B Cold Branch Road, Eatonton, GA 31024

Listing by Algin Realty, Inc.

Beds
5
Baths
3
Sq ft
3,952
Lot
1 acres

About this home

Welcome to this spacious Lake Sinclair waterfront home offering incredible big water views, clear water, and a rare two homes in one floor plan. Designed for multi generational living, vacation rentals, or hosting family and friends, this property features two fully independent living spaces with separate full kitchens. The main level offers 3 bedrooms and 2 bathrooms with an open concept living area filled with natural light. Large sliding glass doors lead to an expansive covered and screened porch that stretches the length of the home, providing the perfect place to enjoy panoramic lake views year round. The spacious kitchen opens to the living area, making entertaining easy. The primary suite includes a private sitting room or home office, walk in closets, a garden tub, and a separate shower. Two additional bedrooms and a full bath complete the main level. The finished terrace level functions as a second residence with 2 additional bedrooms, 1 full bathroom, a full kitchen, living room, laundry room, and private living space. Another large flex space can be used for additional sleeping quarters or a massive game room. This flexible layout is ideal for an in law suite, extended family, short term vacation rental, or income producing investment property. Outside, enjoy an easy, level walk to the shoreline where you'll find a private dock, sandy beach area, and beautiful clear water. The level lot makes lake living effortless and provides plenty of room for outdoor entertaining, swimming, kayaking, fishing, and relaxing. Located in one of Lake Sinclair's most desirable areas, surrounded by beautiful homes and exceptional water, this property offers the perfect combination of space, flexibility, and breathtaking lakefront living. Whether you are searching for a primary residence, vacation home, investment property, or a family retreat, this unique waterfront home is ready to enjoy.

Type
Single Family Residence
Year built
2003
Price per sq ft
$152
HOA
None
Garage
—
Property tax (2025)
$5,198/yr
Listed
—
MLS #
10845706

Features

WaterfrontBasementSingle story

Interior

Double Vanity · Separate Shower · Walk-In Closet(s)

Appliances

Dishwasher · Electric Water Heater · Microwave · Refrigerator

Exterior

Dock

Heating

Central

Cooling

Central Air · Electric

Flooring

Carpet · Tile · Vinyl

Lot

Level

Property details

Interior

Bedrooms on main level:
3
Basement:
Finished
Laundry:
In Basement, Upper Level
Windows:
Window Treatments
Security:
Smoke Detector(s)
Levels:
One

Exterior and lot

Lot size:
1 acre
Patio and porch:
Deck, Patio, Porch, Screened
Other structures:
Boat House, Workshop
Waterfront features:
Private, Seawall

Construction

Architectural style:
Modular Home
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, Sewer Connected

Parking

Parking features:
Garage, Carport, Detached

Community and HOA

HOA:
No
Community features:
Lake

Taxes and financial

Annual tax amount:
$5,198 (2025)
Listing terms:
Cash, Conventional

Monthly cost

Estimated monthly cost

$3,683/mo

Principal & interest
$2,951
Property taxes
$433
Home insurance
$300

$119,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 28, 2026Price decreased$599,000−7.1%
Sep 28, 2026Listed for sale$644,900

Schools

  • Putnam

    Elementary

  • Putnam County

    Middle

  • Putnam

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Algin Realty, Inc.
Listing ID:
10845706
Status:
For sale

Source: Georgia MLS · Updated 3m ago · Nov 13, 2026, 10:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 10:00 AM ET

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