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For sale

$824,900

Price cut $15,000

Est. monthly cost

$7,189/mo

301 Cobia Lane, St. Marys, GA 31558

Listing by Atlantic Salt Realty

Beds
3
Baths
2.5
Sq ft
2,200
Lot
20,473 sqft

About this home

2026 New Custom home with amazing landscaped private corner yard and thoughtfully designed floor plan for ease of entertaining and everyday living. Come see this picture-perfect year around backyard oasis. Coastal Living at its best from the shiplap foyer, wood tray ceilings, added stained beams and plantation shutters. Extensive walk thru butlers pantry with granite counters and a custom wooden barn door closure. Top to bottom the finishes are perfectly tailored from pendant lighting to lite vanity mirrors to tile flooring in the outdoor screened porch. Not a detail missed with walk up storage over 3 car garage with epoxy flooring. Start your coastal living without the wait time of a new build. Featuring GE Profile Appliances, plantation shutters, and no flood insurance required on this oversized corner homesite.Schedule your showing today!

Type
Single Family Residence
Year built
2026
Price per sq ft
$375
HOA
$2,275/mo
Garage
—
Property tax (2025)
$315/yr
Listed
—
MLS #
10875796

Features

Single story

Interior

Beamed Ceilings · High Ceilings · In-Law Floorplan · Master On Main Level · Separate Shower · Soaking Tub · Tray Ceiling(s) · Walk-In Closet(s)

Appliances

Convection Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Refrigerator · Stainless Steel Appliance(s) · Tankless Water Heater · Water Softener

Heating

Central

Cooling

Central Air

Flooring

Other · Tile · Vinyl

Lot

Corner Lot · Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Gas Log, Outside
Laundry:
Mud Room
Levels:
One

Exterior and lot

Lot size:
0.47 acres

Construction

Architectural style:
Contemporary, French Provincial, Other, Ranch
Construction materials:
Concrete
Roof:
Composition, Metal
Property condition:
Resale

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
High Speed Internet, Propane, Sewer Connected, Underground Utilities

Parking

Parking features:
Storage, Detached

Community and HOA

Subdivision:
Cumberland Harbour
HOA:
Yes
HOA fee:
$2,275/month
Association fee includes:
Management Fee, Other, Private Roads, Reserve Fund, Security, Swimming, Tennis
Community features:
Boat/Camper/Van Prkg, Fitness Center, Gated, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Taxes and financial

Annual tax amount:
$315 (2025)
Listing terms:
Cash, Conventional

Monthly cost

Estimated monthly cost

$7,189/mo

Principal & interest
$4,063
Property taxes
$26
Home insurance
$825
HOA dues
$2,275

$164,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 6, 2026Price decreased$824,900−1.8%
Oct 22, 2026Listed for sale$839,900

Schools

  • Saint Marys

    Elementary

  • Saint Marys

    Middle

  • Camden

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Cumberland Harbour

Listing information

Listing office:
Atlantic Salt Realty
Listing ID:
10875796
Status:
For sale
Contact phone:
912-875-2099
Contact email:
darlene@atlanticsaltrealty.com

Source: Georgia MLS · Updated 9m ago · Nov 13, 2026, 4:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 4:15 AM ET

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