$2,595,000
8 bd · 6.5 ba · 9,100 sqft · House
400 Harmony Road, Eatonton, GA 31024
Listing by Bolst
$2,495,000
Price cut $255,000
Est. monthly cost
$13,924/mo
Listing by National Land Realty
Tucked along the peaceful shoreline of Lake Oconee, The Retreat at Loch Way is a newly constructed luxury lakefront residence designed for elevated entertaining, relaxed waterfront living, and unforgettable weekends at the lake. Located at 264 Loch Way in Eatonton, Georgia, and built by renowned Smith Built of Lake Oconee, this exceptional property blends timeless architecture, refined craftsmanship, and resort-style amenities in one of the lake's most desirable and convenient locations less than two miles from the new Publix and Harmony Crossing. Thoughtfully designed with both comfort and entertaining in mind, the home features 4 spacious bedrooms, 4 full bathrooms, and 2 half baths, all centered around an expansive open-concept floor plan that seamlessly connects indoor and outdoor living spaces. Warm custom finishes, detailed trim work, designer lighting, and carefully curated materials create an atmosphere that feels both sophisticated and inviting. Peaceful lake views and abundant natural light define the home's main living spaces, while expansive entertaining areas transition effortlessly into the outdoor living experience. The outdoor experience is truly the centerpiece of the property, offering a private, resort-inspired setting that captures the essence of luxury lake living. The backyard features a custom pool and spa, expansive patio spaces, an outdoor kitchen, fire pit lounge, and multiple areas designed for entertaining, relaxing, and taking in the tranquil water views. A gentle walk leads to the shoreline, where a max dock, concrete seawall, and deep-water access provide the perfect setting for boating, swimming, and unforgettable sunset evenings on the lake. Additional highlights include a 3-car garage, professionally designed landscaping, and exceptional accessibility by both land and water. The Retreat at Loch Way presents a rare opportunity to own a newly built luxury home that perfectly balances modern design, elevated comfort, and the laid-back sophistication that defines life on Lake Oconee.
Beamed Ceilings · Bookcases · Double Vanity · High Ceilings · In-Law Floorplan · Master On Main Level · Separate Shower · Soaking Tub · Walk-In Closet(s) · Wet Bar
Dishwasher · Gas Water Heater · Microwave · Range · Refrigerator · Stainless Steel Appliance(s) · Tankless Water Heater · Water Softener
Balcony · Dock · Gas Grill · Sprinkler System · Water Feature
Central
Ceiling Fan(s) · Central Air
Other
Lake
Level
Estimated monthly cost
$13,924/mo
$499,000
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Nov 4, 2026 | Price decreased | $2,495,000−3.9% |
| Nov 4, 2026 | Relisted | $2,495,000 |
| Oct 2, 2026 | Listed for sale | $2,750,000 |
Putnam
Elementary
Putnam County
Middle
Putnam
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 6m ago · Nov 14, 2026, 12:00 PM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 12:00 PM ET
Report a listing problem$2,595,000
8 bd · 6.5 ba · 9,100 sqft · House
400 Harmony Road, Eatonton, GA 31024
Listing by Bolst
$2,295,000
8 bd · 8.5 ba · 6,654 sqft · House
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Listing by Algin Realty, Inc.
$2,100,000
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Listing by Kim and Lin Logan Real Estate
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Listing by Coldwell Banker Lake Oconee Realty
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4 bd · 5 ba