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For sale

$2,495,000

Price cut $255,000

Est. monthly cost

$13,924/mo

264 Loch Way, Eatonton, GA 31024

Listing by National Land Realty

Beds
4
Baths
5
Sq ft
4,100
Lot
0.71 acres

About this home

Tucked along the peaceful shoreline of Lake Oconee, The Retreat at Loch Way is a newly constructed luxury lakefront residence designed for elevated entertaining, relaxed waterfront living, and unforgettable weekends at the lake. Located at 264 Loch Way in Eatonton, Georgia, and built by renowned Smith Built of Lake Oconee, this exceptional property blends timeless architecture, refined craftsmanship, and resort-style amenities in one of the lake's most desirable and convenient locations less than two miles from the new Publix and Harmony Crossing. Thoughtfully designed with both comfort and entertaining in mind, the home features 4 spacious bedrooms, 4 full bathrooms, and 2 half baths, all centered around an expansive open-concept floor plan that seamlessly connects indoor and outdoor living spaces. Warm custom finishes, detailed trim work, designer lighting, and carefully curated materials create an atmosphere that feels both sophisticated and inviting. Peaceful lake views and abundant natural light define the home's main living spaces, while expansive entertaining areas transition effortlessly into the outdoor living experience. The outdoor experience is truly the centerpiece of the property, offering a private, resort-inspired setting that captures the essence of luxury lake living. The backyard features a custom pool and spa, expansive patio spaces, an outdoor kitchen, fire pit lounge, and multiple areas designed for entertaining, relaxing, and taking in the tranquil water views. A gentle walk leads to the shoreline, where a max dock, concrete seawall, and deep-water access provide the perfect setting for boating, swimming, and unforgettable sunset evenings on the lake. Additional highlights include a 3-car garage, professionally designed landscaping, and exceptional accessibility by both land and water. The Retreat at Loch Way presents a rare opportunity to own a newly built luxury home that perfectly balances modern design, elevated comfort, and the laid-back sophistication that defines life on Lake Oconee.

Type
Single Family Residence
Year built
2026
Price per sq ft
$609
HOA
None
Garage
—
Property tax (2025)
$4,647/yr
Listed
—
MLS #
10770425

Features

Private poolWaterfrontBasementNew constructionSingle story

Interior

Beamed Ceilings · Bookcases · Double Vanity · High Ceilings · In-Law Floorplan · Master On Main Level · Separate Shower · Soaking Tub · Walk-In Closet(s) · Wet Bar

Appliances

Dishwasher · Gas Water Heater · Microwave · Range · Refrigerator · Stainless Steel Appliance(s) · Tankless Water Heater · Water Softener

Exterior

Balcony · Dock · Gas Grill · Sprinkler System · Water Feature

Heating

Central

Cooling

Ceiling Fan(s) · Central Air

Flooring

Other

View

Lake

Lot

Level

Property details

Interior

Bedrooms on main level:
2
Primary bedroom on main:
Yes
Fireplaces:
2
Basement:
Daylight, Finished
Laundry:
In Hall
Security:
Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
Levels:
One

Exterior and lot

Lot size:
0.71 acres
Waterfront features:
Deep Water Access, Dock Rights

Construction

Architectural style:
Bungalow/Cottage, Craftsman
Construction materials:
Press Board, Stone
Roof:
Composition, Metal
Property condition:
New Construction

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Underground Utilities, Water Available

Parking

Parking features:
Garage, Attached

Community and HOA

Subdivision:
Loch Haven
HOA:
No

Taxes and financial

Annual tax amount:
$4,647 (2025)

Monthly cost

Estimated monthly cost

$13,924/mo

Principal & interest
$12,290
Property taxes
$387
Home insurance
$1,248

$499,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 4, 2026Price decreased$2,495,000−3.9%
Nov 4, 2026Relisted$2,495,000
Oct 2, 2026Listed for sale$2,750,000

Schools

  • Putnam

    Elementary

  • Putnam County

    Middle

  • Putnam

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Loch Haven

Listing information

Listing office:
National Land Realty
Listing ID:
10770425
Status:
For sale

Source: Georgia MLS · Updated 6m ago · Nov 14, 2026, 12:00 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 12:00 PM ET

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