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For sale

$279,900

Price cut $5,000

Est. monthly cost

$1,634/mo

2632 Oak Valley Road, Toccoa, GA 30577

Listing by U1 Realty

Beds
4
Baths
2
Sq ft
1,540
Lot
1.32 acres

About this home

Welcome to quiet, rustic living at its finest. This spacious and beautifully updated split bedroom ranch provides plenty of room for a large family. Take advantage of the four large bedrooms, large family room, and beautiful kitchen. Property also features plenty of room outside in the fenced in backyard for kids and animals to run and play. In addition to the interior renovation the home also features a full length metal roof and new HVAC system and duct work. Only minutes away from all the necessities of downtown Toccoa. Also conveniently located near Lake Hartwell for the outdoor enthusiasts.

Type
Single Family Residence
Year built
1969
Price per sq ft
$182
HOA
None
Garage
—
Property tax (2024)
$1,380/yr
Listed
—
MLS #
10878490

Features

Single story

Interior

Double Vanity · Master On Main Level

Appliances

Dishwasher · Range

Heating

Central

Cooling

Central Air

Flooring

Carpet · Vinyl

Lot

Open Lot · Private

Property details

Interior

Bedrooms on main level:
4
Primary bedroom on main:
Yes
Laundry:
Other
Levels:
One

Exterior and lot

Lot size:
1.32 acres
Patio and porch:
Deck
Fencing:
Back Yard

Construction

Architectural style:
Brick 4 Side, Ranch
Construction materials:
Brick
Roof:
Metal
Property condition:
Updated/Remodeled

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, High Speed Internet, Phone Available, Water Available

Parking

Parking features:
Parking Pad, Kitchen Level

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$1,380 (2024)

Monthly cost

Estimated monthly cost

$1,634/mo

Principal & interest
$1,379
Property taxes
$115
Home insurance
$140

$55,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 9, 2026Price decreased$279,900−1.8%
Oct 24, 2026Listed for sale$284,900

Schools

  • Liberty

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
U1 Realty
Listing ID:
10878490
Status:
For sale

Source: Georgia MLS · Updated 2m ago · Nov 10, 2026, 5:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 5:15 AM ET

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