$699,000
4 bd · 3.5 ba · 2,838 sqft · House
495 Bragg Road, Monticello, GA 31064
Listing by Coldwell Banker Upchurch Realty
$799,500
Est. monthly cost
$5,266/mo
Listing by Lake Homes Realty LLC
NEW PRICE-AMAZING VALUE! Lake paradise found...Level lot and easy access to home. This spacious five-bedroom, four-bath home in the active Turtle Cove community on Deep water in a large no wake cove on Jackson Lake. This exceptional property is a must-see. Thoughtfully designed for easy living, the home offers step-free access from the garage to the main level, where you'll find the primary suite and direct access to a massive deck shaded by a beautiful, mature oak tree. Situated on a rare, level lot in a large, deep-water cove, the property features peaceful, uninterrupted views of protected greenbelt land across the water-ensuring privacy and a natural backdrop that will never be developed. The expansive deck, custom landscape lighting and rare level yard create the perfect setting for entertaining family and friends or simply relaxing lakeside. Inside, the updated home features a main-level primary suite, a spacious open kitchen, and a great room with sweeping views of the deck and water. Upstairs, you'll find four generously sized bedrooms, two full baths, and an additional flex space ideal for a playroom or home office-offering ample room for guests and family alike. Outdoor enthusiasts will appreciate the custom dock and private boat ramp, making lake access effortless. The property also includes paved access, a new extra-wide driveway, and abundant parking leading to a two-car garage. Whether you're looking for a full-time residence or a weekend retreat, this well-maintained home offers the perfect blend of comfort, convenience, and lakefront living. As part of the Turtle Cove community, residents enjoy exclusive amenities including golf, private beaches, a clubhouse, on-site dining, pickleball courts, and community security.
Double Vanity · High Ceilings · Master On Main Level
Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Stainless Steel Appliance(s)
Balcony · Dock
Central
Central Air
Carpet · Hardwood · Tile · Vinyl
Lake
Level
Estimated monthly cost
$5,266/mo
$159,900
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Sep 17, 2026 | Listed for sale | $799,500 |
Washington Park
Elementary
Other
Middle
Jasper
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 3m ago · Nov 10, 2026, 4:45 PM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 4:45 PM ET
Report a listing problem$699,000
4 bd · 3.5 ba · 2,838 sqft · House
495 Bragg Road, Monticello, GA 31064
Listing by Coldwell Banker Upchurch Realty
$695,000
4 bd · 3.5 ba · 2,624 sqft · House
9416 Ga Highway 11 S, Monticello, GA 31064
Listing by Southern Edge Realty LLC
$675,000
5 bd · 4.5 ba · 3,199 sqft · House
421 E Greene Street, Monticello, GA 31064
Listing by Keller Williams West Atlanta · 404-809-6350 · shatima@kw.com
$675,000
— bd · — ba · 3,199 sqft · Commercial
421 E Greene Street, Monticello, GA 31064
Listing by Keller Williams West Atlanta · 404-809-6350 · shatima@kw.com
$799,500
5 bd · 4 ba