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For sale

2601 Turtle Cove, Monticello, GA 31064

Listing by Lake Homes Realty LLC

Beds
5
Baths
4
Sq ft
2,900
Lot
0.5 acres

About this home

NEW PRICE-AMAZING VALUE! Lake paradise found...Level lot and easy access to home. This spacious five-bedroom, four-bath home in the active Turtle Cove community on Deep water in a large no wake cove on Jackson Lake. This exceptional property is a must-see. Thoughtfully designed for easy living, the home offers step-free access from the garage to the main level, where you'll find the primary suite and direct access to a massive deck shaded by a beautiful, mature oak tree. Situated on a rare, level lot in a large, deep-water cove, the property features peaceful, uninterrupted views of protected greenbelt land across the water-ensuring privacy and a natural backdrop that will never be developed. The expansive deck, custom landscape lighting and rare level yard create the perfect setting for entertaining family and friends or simply relaxing lakeside. Inside, the updated home features a main-level primary suite, a spacious open kitchen, and a great room with sweeping views of the deck and water. Upstairs, you'll find four generously sized bedrooms, two full baths, and an additional flex space ideal for a playroom or home office-offering ample room for guests and family alike. Outdoor enthusiasts will appreciate the custom dock and private boat ramp, making lake access effortless. The property also includes paved access, a new extra-wide driveway, and abundant parking leading to a two-car garage. Whether you're looking for a full-time residence or a weekend retreat, this well-maintained home offers the perfect blend of comfort, convenience, and lakefront living. As part of the Turtle Cove community, residents enjoy exclusive amenities including golf, private beaches, a clubhouse, on-site dining, pickleball courts, and community security.

Type
Single Family Residence
Year built
1988
Price per sq ft
$276
HOA
$455/mo
Garage
—
Property tax (2023)
$5,678/yr
Listed
—
MLS #
10839062

Features

WaterfrontBasement

Interior

Double Vanity · High Ceilings · Master On Main Level

Appliances

Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Stainless Steel Appliance(s)

Exterior

Balcony · Dock

Heating

Central

Cooling

Central Air

Flooring

Carpet · Hardwood · Tile · Vinyl

View

Lake

Lot

Level

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Living Room
Basement:
Crawl Space
Laundry:
Mud Room
Levels:
Two

Exterior and lot

Lot size:
0.5 acres
Other structures:
Boat House, Covered Dock, Outbuilding
Waterfront features:
Deep Water Access, Lake

Construction

Architectural style:
Traditional
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
Updated/Remodeled

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
High Speed Internet

Parking

Parking total:
10
Parking features:
Guest, Garage, Storage, Attached, Parking Pad, Kitchen Level, RV Access/Parking, Boat, Garage Door Opener, Side/Rear Entrance

Community and HOA

Subdivision:
Turtle Cove
HOA:
Yes
HOA fee:
$455/month
Association fee includes:
Facilities Fee, Security, Swimming, Tennis
Community features:
Clubhouse, Golf, Lake, Playground, Pool, Shared Dock

Taxes and financial

Annual tax amount:
$5,678 (2023)

Monthly cost

Estimated monthly cost

$5,266/mo

Principal & interest
$3,938
Property taxes
$473
Home insurance
$400
HOA dues
$455

$159,900

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 17, 2026Listed for sale$799,500

Schools

  • Washington Park

    Elementary

  • Other

    Middle

  • Jasper

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Turtle Cove

Listing information

Listing office:
Lake Homes Realty LLC
Listing ID:
10839062
Status:
For sale

Source: Georgia MLS · Updated 3m ago · Nov 10, 2026, 4:45 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 4:45 PM ET

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