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For sale

223 Cardinal Circle W, St. Marys, GA 31558

Listing by ERA Kings Bay Realty

Beds
3
Baths
2
Sq ft
1,809
Lot
14,375 sqft

About this home

Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation.

Type
Single Family Residence
Year built
1998
Price per sq ft
$216
HOA
$1,668/mo
Garage
—
Listed
—
MLS #
10789531

Features

Single story

Interior

Double Vanity · Master On Main Level · Separate Shower · Soaking Tub · Split Bedroom Plan · Walk-In Closet(s)

Appliances

Dishwasher · Range · Refrigerator · Stainless Steel Appliance(s) · Washer · Water Softener

Heating

Central · Electric

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Carpet · Tile

Lot

Level

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Living Room
Laundry:
Other
Windows:
Window Treatments
Security:
Gated Community, Security System
Levels:
One

Exterior and lot

Lot size:
0.33 acres
Fencing:
Back Yard

Construction

Architectural style:
Ranch
Construction materials:
Stucco
Roof:
Composition
Foundation:
Slab
Property condition:
Resale

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Sewer Connected, Underground Utilities

Parking

Parking features:
Garage, Attached

Community and HOA

Subdivision:
Osprey Cove
HOA:
Yes
HOA fee:
$1,668/month
Association fee includes:
Maintenance Grounds, Management Fee, Security
Community features:
Clubhouse, Gated, Pool

Monthly cost

Estimated monthly cost

$4,272/mo

Principal & interest
$1,921
Property taxes
$293
Home insurance
$390
HOA dues
$1,668

$78,000

Estimate only. Taxes use the listing's most recent figure where available (none listed, so 0.9% of price, typical for the area); insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Jul 3, 2026Listed for sale$390,000

Schools

  • Mary Lee Clark

    Elementary

  • Saint Marys

    Middle

  • Camden

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Osprey Cove

Listing information

Listing office:
ERA Kings Bay Realty
Listing ID:
10789531
Status:
For sale

Source: Georgia MLS · Updated 5m ago · Nov 13, 2026, 8:00 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 8:00 PM ET

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