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For sale

217 Stern Street, St. Marys, GA 31558

Listing by Atlantic Salt Realty

Beds
3
Baths
3.5
Sq ft
2,330
Lot
10,019 sqft

About this home

Breathtaking views? A photographer's dream home? Love watching storms? Glimpses of Cumberland Island and submarines cruising by. Roseate spoonbills and wood storks landing on trees so close you can reach out and touch them. Deer playing in the tidal marsh. Is this all for real? Of course it is! This home was built and completed less than a year ago. Owners' have decided to move close to family and that is to your advantage. This home has many great features besides the awesome views like a reverse living floor plan. Pictures are worth a thousand words, but come see this home for yourself! The community offers a variety of amenities including tennis, pickle ball, basketball, croquet, book clubs, card games, monthly get togethers and a state of the art fitness center.

Type
Single Family Residence
Year built
2025
Price per sq ft
$378
HOA
$2,275/mo
Garage
—
Property tax (2025)
$518/yr
Listed
—
MLS #
10869816

Features

Waterfront

Interior

Bookcases · Double Vanity · High Ceilings · Split Bedroom Plan · Tile Bath · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Oven · Refrigerator · Stainless Steel Appliance(s) · Washer · Water Softener

Exterior

Balcony · Sprinkler System · Veranda

Heating

Central · Electric

Cooling

Central Air · Electric · Heat Pump

Flooring

Hardwood

Lot

Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Living Room
Laundry:
Laundry Closet
Levels:
Three Or More

Exterior and lot

Lot size:
0.23 acres
Waterfront features:
Tidal
Spa:
Bath

Construction

Architectural style:
Bungalow/Cottage
Construction materials:
Block, Concrete, Tabby, Wood Siding
Roof:
Composition
Foundation:
Block, Pillar/Post/Pier
Property condition:
Resale

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Electricity Available, High Speed Internet, Sewer Connected, Underground Utilities, Water Available

Parking

Parking features:
Garage, Attached, Off Street, Garage Door Opener

Community and HOA

Subdivision:
Cumberland Harbour
HOA:
Yes
HOA fee:
$2,275/month
Association fee includes:
Maintenance Grounds, Private Roads, Security, Swimming, Tennis
Community features:
Fitness Center, Gated, Lake, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Taxes and financial

Annual tax amount:
$518 (2025)

Monthly cost

Estimated monthly cost

$7,533/mo

Principal & interest
$4,335
Property taxes
$43
Home insurance
$880
HOA dues
$2,275

$175,998

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 22, 2026Listed for sale$879,990

Schools

  • Saint Marys

    Elementary

  • Saint Marys

    Middle

  • Camden

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Cumberland Harbour

Listing information

Listing office:
Atlantic Salt Realty
Listing ID:
10869816
Status:
For sale

Source: Georgia MLS · Updated 3m ago · Nov 12, 2026, 4:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 12, 2026, 4:15 AM ET

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