$565,000
5 bd · 5 ba · 2,892 sqft · House
202 T Street, St. Marys, GA 31558
Listing by Real Broker, LLC
$575,000
Price cut $44,900
Est. monthly cost
$6,234/mo
Listing by Atlantic Salt Realty
MOTIVATED SELLERS! COASTAL LIVING WITH INCREDIBLE FLEXIBILITY! Featuring TWO PRIMARY SUITES plus a PRIVATE GARAGE APARTMENT, this versatile property offers exceptional options for multi-family living, guests, or rental income. This thoughtfully designed Low Country home offers approximately 2,489 sq. ft., 4 bedrooms, and 3.5 baths, blending timeless coastal charm with modern comfort. Enjoy rich heart pine floors, elegant crown molding, a cozy gas fireplace, and a well-appointed kitchen with granite countertops, custom cabinetry, and brand-new GE Slate appliances. All three air units and hot water units replaced within the last two years. The detached two-car garage features an approximately 400 sq. ft. private apartment complete with a full bath and kitchenette-perfect for extended family, visitors, or additional income potential. Located in the desirable Park Place enclave, Cumberland Harbour offers an exceptional resort-style lifestyle with multiple pools, tennis and pickleball courts, a fitness center, stocked lakes, nature trails, a private day dock with Intracoastal Waterway access, and 24/7 gated security. Enjoy coastal living at its finest! Approximately 35 minutes from Jacksonville International Airport, Jacksonville, FL, historic St. Marys, and Fernandina Beach-with the beautiful beaches of Amelia Island nearby. A RARE OPPORTUNITY, NEW PRICE, ENDLESS POSSIBILITIES! Don't miss your chance to make this exceptional coastal property yours!
High Ceilings · Master On Main Level · Separate Shower · Soaking Tub · Tile Bath · Walk-In Closet(s)
Dishwasher · Disposal · Microwave · Range · Refrigerator · Stainless Steel Appliance(s) · Tankless Water Heater
Central
Central Air
Hardwood · Tile
Cul-De-Sac · Level
Estimated monthly cost
$6,234/mo
$115,000
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Oct 13, 2026 | Listed for sale | $619,900 |
Saint Marys
Elementary
Saint Marys
Middle
Camden
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 3m ago · Nov 11, 2026, 11:15 PM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 11:15 PM ET
Report a listing problem$565,000
5 bd · 5 ba · 2,892 sqft · House
202 T Street, St. Marys, GA 31558
Listing by Real Broker, LLC
$560,000
3 bd · 3 ba · 1,929 sqft · House
47 Marsh View Court, St. Marys, GA 31558
Listing by Century 21 Crest Realty
$600,000
Land · 50 acres · $12,000/acre
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Listing by Watson Realty Corp
$535,000
3 bd · 2 ba · 1,360 sqft · House
400 Margaret Street, St. Marys, GA 31558
Listing by Premier Coastal Properties
$575,000
5 bd · 4.5 ba