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For sale

$699,000

Price cut $51,000

Est. monthly cost

$4,181/mo

21 Rocky Circle NE, White, GA 30184

Listing by Realty of America

Beds
4
Baths
3.5
Sq ft
5,288
Lot
1.43 acres

About this home

SELLER-PAID RATE BUYDOWN OPTIONS AVAILABLE! Seller may contribute toward the buyer's interest rate buydown with the use of a preferred lender. Options 21 Rocky Circle NE, White, GA 30184 A Private Lakeside Retreat with an Exceptional Kitchen, Expansive Living Space & Endless Possibilities! Welcome to an extraordinary opportunity to own a one-of-a-kind lakefront home nestled on a peninsula of a private lake shared by approximately 60 homes. Offering an impressive 5,288 square feet, 4 bedrooms, and 3.5 bathrooms, this ranch-style home combines space, versatility, thoughtful upgrades, and beautiful waterfront surroundings. Situated on approximately 1.43 acres, this property offers a peaceful setting with room to relax, entertain, and enjoy the lifestyle you have been looking for. If you love to cook, bake, or entertain, you are going to fall in love with this kitchen! Truly a standout feature of the home, this exceptional kitchen offers Brazilian quartzite countertops and backsplashes, an eight-foot island with a flat-top cooktop, a dedicated baking station, and a charming bay window perfect for a breakfast nook. All-new KitchenAid appliances add to the appeal, creating a kitchen that is as functional as it is beautiful. Whether preparing a holiday meal, baking with family, or hosting friends, this space is designed to impress. The home offers inviting living areas, a desirable primary bedroom on the main level, and a flexible floor plan suited for a variety of living arrangements. The finished daylight basement features its own kitchen and offers excellent potential for multigenerational living, extended-stay guests, or a private retreat. Two bedrooms share a convenient Jack-and-Jill bathroom, adding functionality for family and visitors. Step outside and discover four decks designed to take full advantage of the peaceful lake setting. Enjoy an impressive 48-foot upper-level deck, a second 48-foot lower-level deck, a Juliet-style deck on the northeast side, and an additional deck on the southwest side. Whether enjoying your morning coffee, watching wildlife, entertaining guests, or unwinding at sunset, the outdoor spaces offer countless ways to appreciate the natural surroundings. Additional features include: Two of three HVAC units replaced in 2023 Water heater replaced in 2023 Both a tankless water heater and a standard electric water heater Energy-conscious features and reportedly low electric bills Two attics providing additional storage Oversized two-car garage with double garage doors and a separate walkout door New staircase Downstairs finishes featuring carpet and luxury vinyl tile (LVT) flooring Finished basement with exterior access and additional living possibilities Assumable mortgage opportunity, subject to lender approval and loan terms Transferable home warranty, subject to the warranty provider's terms Transferable termite inspection/warranty, subject to provider terms No HOA, as represented by the seller Conveniently located near Lake Allatoona, parks, shopping, and major commuter routes, this property offers a unique combination of privacy, space, waterfront living, and convenience. Whether you envision a full-time lakefront residence, a multigenerational home, or a place to entertain and create lasting memories, 21 Rocky Circle is a rare opportunity to enjoy the best of lakeside living with the space and flexibility to make it your own. may include: * 1-1 Buydown: Reduced interest rate for Year 1. * 2-1 Buydown: Rate reduced by 2% in Year 1 and 1% in Year 2. * 3-2-1 Buydown: Rate reduced by 3% in Year 1, 2% in Year 2, and 1% in Year 3. Buyer's interest rate returns to the note rate after the buydown period. Seller contribution, buyer eligibility, loan program guidelines, and lender approval apply.

Type
Single Family Residence
Year built
1999
Price per sq ft
$132
HOA
None
Garage
—
Property tax (2025)
$4,663/yr
Listed
—
MLS #
10834739

Features

WaterfrontBasement

Interior

Double Vanity · High Ceilings · Master On Main Level · Rear Stairs

Appliances

Dishwasher · Microwave · Refrigerator

Heating

Central

Cooling

Ceiling Fan(s) · Central Air

Flooring

Carpet · Hardwood

View

Lake

Lot

Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Factory Built, Family Room
Basement:
Bath Finished, Daylight, Exterior Entry, Finished, Full
Laundry:
Mud Room
Windows:
Double Pane Windows
Security:
Carbon Monoxide Detector(s), Smoke Detector(s)
Levels:
Two

Exterior and lot

Lot size:
1.43 acres
Patio and porch:
Deck
Other structures:
Shed(s)

Construction

Architectural style:
Craftsman, Ranch
Construction materials:
Stucco
Roof:
Composition, Tar/Gravel
Foundation:
Slab
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available

Parking

Parking total:
2
Parking features:
Garage

Community and HOA

Subdivision:
Home Place
HOA:
No
Community features:
Lake

Taxes and financial

Annual tax amount:
$4,663 (2025)

Monthly cost

Estimated monthly cost

$4,181/mo

Principal & interest
$3,443
Property taxes
$389
Home insurance
$350

$139,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 20, 2026Listed for sale$750,000

Schools

  • White

    Elementary

  • Cass

    Middle

  • Cass

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Home Place

Listing information

Listing office:
Realty of America
Listing ID:
10834739
Status:
For sale

Source: Georgia MLS · Updated 8m ago · Nov 11, 2026, 9:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 9:30 PM ET

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