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Pending

21 Abby Lane, Toccoa, GA 30577

Listing by James O. Hayes Realty Inc.

Beds
3
Baths
1.5
Sq ft
1,645
Lot
0.87 acres

About this home

Relax on the spacious rocking chair front porch before stepping inside to an inviting open floor plan designed for comfortable living. Enjoy your morning coffee or unwind in the spacious sunroom overlooking the large, private backyard. The home features 3 bedrooms, one full bath and one half bath. This home combines comfort, functionality, and location-making it a must-see! Sold AS-IS. HUD Case#105-539035. Equal Housing Opportunity. FHA Financing IE (Insured Escrow). This home qualifies for HUD FHA $100 down payment program for Qualified Owner Occupants.

Type
Single Family Residence
Year built
1979
Price per sq ft
$118
HOA
None
Garage
—
Property tax (2025)
$2,000/yr
Listed
—
MLS #
10844070

Features

BasementSingle story

Interior

Master On Main Level

Appliances

Dishwasher · Microwave · Range

Heating

Electric

Cooling

Electric

Flooring

Hardwood · Laminate

Lot

Corner Lot

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Basement:
Crawl Space
Laundry:
Mud Room
Levels:
One

Exterior and lot

Lot size:
0.87 acres

Construction

Architectural style:
Brick 3 Side, Ranch
Construction materials:
Brick
Roof:
Composition
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
Electricity Available, Natural Gas Available, Phone Available, Water Available

Parking

Parking features:
Garage, Detached, Kitchen Level, Side/Rear Entrance

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$2,000 (2025)
Listing terms:
Cash, Conventional, FHA, USDA Loan

Monthly cost

Estimated monthly cost

$1,219/mo

Principal & interest
$956
Property taxes
$167
Home insurance
$97

$38,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 6, 2026Status: Pending$194,000
Nov 5, 2026Status: For sale$194,000
Oct 27, 2026Status: Pending$194,000
Oct 9, 2026Listed for sale$194,000

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
James O. Hayes Realty Inc.
Listing ID:
10844070
Status:
Pending

Source: Georgia MLS · Updated 7m ago · Nov 10, 2026, 3:15 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 3:15 AM ET

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