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For sale

$465,000

Price cut $10,000

Est. monthly cost

$3,247/mo

20 Valley Trail, Covington, GA 30014

Listing by Morris Realty Co LLC

Beds
3
Baths
3
Sq ft
3,151
Lot
1.5 acres

About this home

Come home to warmth, space, and room for everyone. This beautifully renovated, four-sided brick home offers 3 bedrooms, 3 baths, abundant natural light, built-in bookshelves, and an oversized upstairs primary bedroom. The finished basement provides a complete in-law suite with a kitchen, "bedroom", bath, living room, craft room, game room, and unfinished storage-ideal for multigenerational living. Set on a beautiful lot, the property also features a large workshop with electricity. A welcoming place to gather, grow, and create lasting memories.

Type
Single Family Residence
Year built
1981
Price per sq ft
$148
HOA
$350/mo
Garage
—
Property tax (2025)
$4,491/yr
Listed
—
MLS #
10842424

Features

Basement

Interior

Bookcases · Double Vanity · In-Law Floorplan · Master On Main Level · Separate Shower · Tray Ceiling(s) · Walk-In Closet(s)

Appliances

Cooktop · Dishwasher · Range · Stainless Steel Appliance(s)

Exterior

Other

Heating

Central

Cooling

Central Air · Electric

Flooring

Laminate

Lot

Level · Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Basement, Family Room
Basement:
Exterior Entry, Full, Interior Entry
Laundry:
In Kitchen
Levels:
Two

Exterior and lot

Lot size:
1.5 acres
Patio and porch:
Patio, Porch
Fencing:
Back Yard, Chain Link, Fenced

Construction

Architectural style:
Brick 4 Side
Construction materials:
Brick
Roof:
Composition
Foundation:
Block
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Utilities:
High Speed Internet

Parking

Parking total:
2
Parking features:
Carport, Attached

Community and HOA

Subdivision:
Deerfield
HOA:
Yes
HOA fee:
$350/month
Association fee includes:
Swimming, Tennis
Community features:
Lake, Pool, Tennis Court(s)

Taxes and financial

Annual tax amount:
$4,491 (2025)
Listing terms:
1031 Exchange, Cash, Conventional, FHA, USDA Loan, VA Loan

Monthly cost

Estimated monthly cost

$3,247/mo

Principal & interest
$2,290
Property taxes
$374
Home insurance
$233
HOA dues
$350

$93,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 19, 2026Listed for sale$475,000

Schools

  • Flint Hill

    Elementary

  • Cousins

    Middle

  • Eastside

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Deerfield

Listing information

Listing office:
Morris Realty Co LLC
Listing ID:
10842424
Status:
For sale

Source: Georgia MLS · Updated 12m ago · Nov 10, 2026, 3:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 3:45 AM ET

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