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For sale

$699,900

Price cut $59,100

Est. monthly cost

$4,397/mo

198 Winding River Road, Eatonton, GA 31024

Listing by Kim and Lin Logan Real Estate

Beds
3
Baths
2
Sq ft
1,417
Lot
1.92 acres

About this home

Tucked away in one of the lake's most picturesque coves, this exceptional almost two-acre property offers the rare combination of privacy, natural beauty, and the kind of setting where lifelong memories are made. Consisting of a combined lot and a half, the property provides an incredible amount of usable outdoor space while feeling like your own private retreat. The gently sloping backyard leads to a large, level grassy area at the water's edge - perfect for playing games like cornhole or frisbee, evenings around an open fire roasting marshmallows, or simply enjoying time together by the lake. A peaceful stream winds the length of the property, creating a truly unique landscape. The combination of mature hardwoods and the surrounding landscape gives the entire property the feel of a private mountain retreat tucked along the shores of the lake. Positioned in a quiet cove with consistently clear water, this is an ideal place for swimming, paddleboarding, kayaking, and relaxing at the dock. The dock enjoys beautiful sunrise views and welcome afternoon shade, while the protected cove keeps boat traffic and large wakes to a minimum. When you're ready for a day on the open water, the main lake and nearby public boat ramp are just minutes away. Inside, expansive lake views serve as the backdrop for everyday living. Designed to comfortably accommodate family and friends, the home offers generous gathering spaces with room for up to ten guests, making it equally suited for weekend getaways or full-time lake living. The spacious porch and deck are surrounded by mature hardwoods that provide natural shade throughout the day, creating a cool, inviting place to enjoy your morning coffee, afternoon conversations, or peaceful evenings overlooking the water. This home has been meticulously cared for and is ready for its next chapter. Whether you're searching for a weekend escape or a place where generations can gather and make memories for years to come, this is a property that offers not just a home, but a true Lake Oconee lifestyle.

Type
Single Family Residence
Year built
1998
Price per sq ft
$494
HOA
$75/mo
Garage
—
Listed
—
MLS #
10804050

Features

Waterfront

Interior

Master On Main Level

Appliances

Cooktop · Dryer · Microwave · Oven · Refrigerator

Exterior

Dock · Sprinkler System

Heating

Electric

Cooling

Central Air · Electric · Heat Pump

Flooring

Carpet · Tile

View

Lake

Lot

Level · Private · Sloped

Property details

Interior

Bedrooms on main level:
1
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Factory Built
Laundry:
In Hall
Levels:
Two

Exterior and lot

Lot size:
1.92 acres
Patio and porch:
Deck, Patio, Porch
Other structures:
Shed(s)
Waterfront features:
Private, Seawall

Construction

Architectural style:
Bungalow/Cottage
Construction materials:
Vinyl Siding
Roof:
Composition
Foundation:
Slab
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Shared Well
Utilities:
Cable Available, High Speed Internet, Water Available

Community and HOA

HOA:
Yes
HOA fee:
$75/month
Association fee includes:
Maintenance Grounds
Community features:
Lake

Monthly cost

Estimated monthly cost

$4,397/mo

Principal & interest
$3,448
Property taxes
$525
Home insurance
$350
HOA dues
$75

$139,980

Estimate only. Taxes use the listing's most recent figure where available (none listed, so 0.9% of price, typical for the area); insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 8, 2026Listed for sale$759,000

Schools

  • Putnam

    Elementary

  • Putnam County

    Middle

  • Putnam

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Kim and Lin Logan Real Estate
Listing ID:
10804050
Status:
For sale

Source: Georgia MLS · Updated 9m ago · Nov 12, 2026, 7:30 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 12, 2026, 7:30 PM ET

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