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For sale

$599,000

Price cut $40,900

Est. monthly cost

$4,092/mo

181 Dam Lake Drive, Dillard, GA 30537

Listing by Poss Realty

Beds
5
Baths
3
Sq ft
2,800
Lot
9,583 sqft

About this home

Enjoy true lakefront living at this spacious mountain retreat nestled right on the water in the Heatherstone community. Perfect as a full-time family home or a weekend getaway, this property offers four-season mountain and lake views and a fantastic, functional footprint. Best of all, sitting in unincorporated Dillard just across the Sky Valley city line means you enjoy a premier mountain location without city taxes. The main level features an open-concept great room with vaulted ceilings, durable luxury vinyl plank flooring, and a floor-to-ceiling masonry fireplace. The kitchen flows easily into the dining area and breakfast bar, making it the heart of the home. On this level, you'll find the primary suite-featuring lake views, a walk-out deck, and an en-suite bath with a large walk-in closet-along with two additional flexible rooms and a guest bath. The finished lower level adds tons of extra space, offering a large family room, a bonus room, and two versatile flex spaces with an adjoining full bath. This home is perfect as a full-time residence or great weekend getaway. Bring your personal touches to make this lake house your own! Property adjoins the Sky Valley Country Club area with optional amenities available. Come see this amazing mountain lake home!

Type
Single Family Residence
Year built
1985
Price per sq ft
$214
HOA
$600/mo
Garage
—
Property tax (2025)
$2,905/yr
Listed
—
MLS #
10796512

Features

Basement

Interior

In-Law Floorplan · Master On Main Level · Split Bedroom Plan · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Cooktop · Dishwasher · Electric Water Heater · Range · Refrigerator

Heating

Electric

Cooling

Central Air · Electric

Flooring

Laminate

Lot

Level · Other

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
1
Basement:
Finished
Laundry:
In Basement
Levels:
Two

Exterior and lot

Lot size:
0.22 acres

Construction

Architectural style:
Bungalow/Cottage
Construction materials:
Other
Roof:
Metal
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Shared Well
Utilities:
Cable Available, Electricity Available, High Speed Internet, Water Available

Parking

Parking features:
Storage, Attached

Community and HOA

Subdivision:
Heatherstone at Ford Mtn. Lakes
HOA:
Yes
HOA fee:
$600/month
Association fee includes:
Maintenance Grounds, Private Roads, Water
Community features:
Lake

Taxes and financial

Annual tax amount:
$2,905 (2025)

Monthly cost

Estimated monthly cost

$4,092/mo

Principal & interest
$2,951
Property taxes
$242
Home insurance
$300
HOA dues
$600

$119,800

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Jul 30, 2026Listed for sale$639,900

Schools

  • Rabun

    Elementary

  • Rabun

    Middle

  • Rabun

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Heatherstone at Ford Mtn. Lakes

Listing information

Listing office:
Poss Realty
Listing ID:
10796512
Status:
For sale

Source: Georgia MLS · Updated 4m ago · Nov 11, 2026, 4:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 4:00 AM ET

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