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For sale

159 Manor Oak Trail, Toccoa, GA 30577

Listing by Harry Norman Realtors

Beds
4
Baths
3
Sq ft
1,660
Lot
18,295 sqft

About this home

Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

Type
Single Family Residence
Year built
1994
Price per sq ft
$599
HOA
None
Garage
—
Property tax (2025)
$5,179/yr
Listed
—
MLS #
10735894

Features

WaterfrontBasementSingle story

Interior

Beamed Ceilings · High Ceilings · Double Vanity · Tile Bath · Walk-In Closet(s) · Master On Main Level · Split Bedroom Plan · Vaulted Ceiling(s)

Appliances

Microwave · Refrigerator · Stainless Steel Appliance(s) · Washer · Dryer · Dishwasher · Range · Tankless Water Heater

Exterior

Dock · Balcony

Heating

Electric

Cooling

Central Air

Flooring

Hardwood · Laminate · Tile · Other

View

Lake

Lot

Level · Cul-De-Sac · Private

Property details

Interior

Bedrooms on main level:
4
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Family Room, Masonry, Living Room
Basement:
Crawl Space
Laundry:
In Hall, Laundry Closet
Windows:
Window Treatments
Security:
Carbon Monoxide Detector(s), Smoke Detector(s)
Levels:
One

Exterior and lot

Lot size:
0.42 acres
Patio and porch:
Patio, Deck, Porch, Screened
Other structures:
Other

Construction

Architectural style:
Ranch, Bungalow/Cottage
Construction materials:
Wood Siding
Roof:
Composition
Foundation:
Block
Property condition:
Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Electric:
440 Volts
Utilities:
Cable Available, Electricity Available, High Speed Internet, Water Available
Green energy:
Insulation

Parking

Parking total:
6
Parking features:
Off Street, Kitchen Level, RV Access/Parking, Boat

Community and HOA

Subdivision:
Manor Oaks
HOA:
No
Community features:
Lake, Park

Taxes and financial

Annual tax amount:
$5,179 (2025)

Monthly cost

Estimated monthly cost

$5,830/mo

Principal & interest
$4,901
Property taxes
$432
Home insurance
$498

$199,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
May 1, 2026Listed for sale$995,000

Schools

  • Toccoa

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Manor Oaks

Listing information

Listing office:
Harry Norman Realtors
Listing ID:
10735894
Status:
For sale
Contact phone:
Rachel Grindrod
Contact email:
rachel.grindrod@harrynorman.com

Source: Georgia MLS · Updated 1m ago · Nov 10, 2026, 12:30 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 12:30 AM ET

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