$1,000,000
— bd · — ba · 0 sqft · Commercial
3877 Highway 17 Alt, Toccoa, GA 30577
Listing by Keller Williams Lanier Partners
$995,000
Est. monthly cost
$5,830/mo
Listing by Harry Norman Realtors
Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.
Beamed Ceilings · High Ceilings · Double Vanity · Tile Bath · Walk-In Closet(s) · Master On Main Level · Split Bedroom Plan · Vaulted Ceiling(s)
Microwave · Refrigerator · Stainless Steel Appliance(s) · Washer · Dryer · Dishwasher · Range · Tankless Water Heater
Dock · Balcony
Electric
Central Air
Hardwood · Laminate · Tile · Other
Lake
Level · Cul-De-Sac · Private
Estimated monthly cost
$5,830/mo
$199,000
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| May 1, 2026 | Listed for sale | $995,000 |
Toccoa
Elementary
Stephens
Middle
Stephens
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 1m ago · Nov 10, 2026, 12:30 AM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 12:30 AM ET
Report a listing problem$1,000,000
— bd · — ba · 0 sqft · Commercial
3877 Highway 17 Alt, Toccoa, GA 30577
Listing by Keller Williams Lanier Partners
$1,149,000
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