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For sale

128 Scott Circle, Toccoa, GA 30577

Listing by Hammock Realty North Georgia

Beds
4
Baths
3
Sq ft
3,577
Lot
1.6 acres

About this home

Your HOME is waiting! 4-sided BRICK RANCH with a FULL finished basement, CREEK, large lot, and an incredible amount of living and storage space in Toccoa, Georgia!** This spacious 4 BED, 3 BATH home offers the flexibility buyers are looking for, with the primary suite MASTER on MAIN level and additional finished living space in the basement. Upper LAUNDRY ROOM & large PANTRY off Kitchen. The main level features a **formal living room, formal dining room with hardwood floors, and a spacious family room with a fireplace, SCREENED PORCH, **New LVP flooring throughout** The finished basement expands the living space considerably with a massive family/rec room, 2nd kitchen, 2nd laundry, an additional bedroom, and a 2nd wood-burning wood stove to keep you toasty on a cold winter day. 2nd exterior entrance allows Terrace Level to be separate in-law suite or rented apartment. Outside, the property sits on a large lot with a creek along the back, offering privacy, natural beauty, and the peaceful setting that makes Northeast Georgia so desirable. A double garage at the kitchen level has a large workroom and lots of storage, so you can PARK and store your extra stuff, without choosing between the two! An extra storage shed offers even more storage space for tools, equipment, or outdoor gear. Located in Toccoa (outside city limits), Georgia, this home puts you close to the beauty and recreation of the Northeast Georgia mountains. Enjoy easy access to Lake Hartwell for boating, fishing, swimming, and recreation, as well as nearby mountain destinations, waterfalls, hiking, and outdoor activities. The Soque River and surrounding Northeast Georgia waterways are known for excellent trout fishing, making this an appealing location for anglers and outdoor enthusiasts. Toccoa is also steeped in **military history**, with **Currahee Mountain** and the historic **Camp Toccoa** nearby. Currahee Mountain is famously associated with the World War II-era U.S. Army paratroopers who trained at Camp Toccoa, giving the community a distinctive connection to American military history. For commuters and travelers, Toccoa offers the charm of a smaller Northeast Georgia community while remaining conveniently positioned between **Atlanta and Greenville, South Carolina**, with **Atlanta Hartsfield-Jackson International Airport approximately a little over an hour away**, depending on traffic. If you're searching for a **brick ranch home in Toccoa GA with a finished basement, creek, large lot, primary bedroom on the main level, new LVP flooring, fireplaces, garage, storage building, and convenient access to Lake Hartwell and the North Georgia mountains**, this property deserves a closer look.

Type
Single Family Residence
Year built
1965
Price per sq ft
$91
HOA
None
Garage
—
Property tax (2025)
$4,231/yr
Listed
—
MLS #
10823884

Features

Basement

Interior

In-Law Floorplan · Master On Main Level

Appliances

Cooktop · Dishwasher · Microwave · Oven

Heating

Central · Electric · Heat Pump · Wood

Cooling

Electric · Central Air · Heat Pump

Flooring

Hardwood · Tile · Vinyl

Lot

Open Lot · Private

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Basement, Family Room, Masonry, Wood Burning Stove
Basement:
Bath Finished, Daylight, Interior Entry, Exterior Entry, Finished, Full
Laundry:
Other
Windows:
Double Pane Windows
Levels:
Two

Exterior and lot

Lot size:
1.6 acres
Patio and porch:
Deck, Patio, Porch, Screened
Other structures:
Outbuilding

Construction

Architectural style:
Brick 4 Side, Ranch, Traditional
Construction materials:
Brick
Roof:
Composition
Foundation:
Slab
Property condition:
Updated/Remodeled, Resale

Utilities

Sewer:
Septic Tank
Water source:
Public
Electric:
220 Volts
Utilities:
Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
Green energy:
Insulation, Windows

Parking

Parking total:
2
Parking features:
Garage, Attached, Kitchen Level

Community and HOA

HOA:
No

Taxes and financial

Annual tax amount:
$4,231 (2025)
Listing terms:
1031 Exchange, Cash, Conventional, FHA, USDA Loan, VA Loan

Monthly cost

Estimated monthly cost

$2,116/mo

Principal & interest
$1,601
Property taxes
$353
Home insurance
$163

$65,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Nov 9, 2026Price decreased$325,000−1.2%
Aug 25, 2026Listed for sale$319,000

Schools

  • Liberty

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

Listing information

Listing office:
Hammock Realty North Georgia
Listing ID:
10823884
Status:
For sale

Source: Georgia MLS · Updated 9m ago · Nov 10, 2026, 1:00 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 1:00 AM ET

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