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For sale

$1,395,000

Price cut $100,000

Est. monthly cost

$9,690/mo

123 Rice Mill, St. Simons, GA 31522

Listing by BHHS Hodnett Cooper Real Estate

Beds
4
Baths
3
Sq ft
4,300
Lot
17,293 sqft

About this home

Experience marshfront living in one of St. Simons Island's most sought-after gated communities, Hampton Plantation. This newly constructed home off ers four bedrooms, three baths, a dedicated office, and breathtaking marsh views that create a stunning backdrop for everyday living. Designed with both comfort and convenience in mind, the home features an elevator, circular driveway, three-car garage, and an abundance of storage. The ground level includes finished flex spaces ideal for a media room, playroom, fitness area, hobby space, or additional gathering areas. Thoughtful upgrades include wiring for both an EV charging station and a generator. Buyers still have the opportunity to add their personal touch, as the seller is willing to negotiate some finishing details. Located within the gated community of Hampton Plantation, residents enjoy a private setting surrounded by marshes, mature live oaks, and the renowned King and Prince Golf Club. This premier location offers the perfect balance of privacy and convenience, with easy access to beaches, dining, shopping, and all that St. Simons Island has to offer. An exceptional financing opportunity is also available. Seller financing is offered with 20% down, a 30-year amortization schedule, a three- to five-year balloon, and an interest rate set at 1% below the prevailing rates offered by many major lending institutions. This is a rare opportunity to own a newly constructed marsh front home that combines luxury, flexibility, and an attractive financing option in one of Coastal Georgia's most desirable communities. The King & Prince golf course, located within Hampton Plantation is undergoing a significant transformation under new ownership, adding even more excitement and long-term appeal to this already exceptional neighborhood. Seller holds an inactive real estate license in North Carolina.

Type
Single Family Residence
Year built
2026
Price per sq ft
$324
HOA
$1,300/mo
Garage
—
Property tax (2025)
$1,487/yr
Listed
—
MLS #
10795725

Features

New construction

Interior

Bookcases · Double Vanity · High Ceilings · Master On Main Level · Separate Shower · Soaking Tub · Split Bedroom Plan · Tile Bath · Entrance Foyer · Walk-In Closet(s)

Appliances

Dishwasher · Disposal · Double Oven · Microwave · Range · Refrigerator

Heating

Central · Electric

Cooling

Ceiling Fan(s) · Central Air · Electric

Flooring

Other · Tile · Vinyl

Lot

Level

Property details

Interior

Bedrooms on main level:
4
Primary bedroom on main:
Yes
Fireplaces:
1
Fireplace features:
Gas Log, Living Room
Laundry:
Other
Levels:
Two

Exterior and lot

Lot size:
0.4 acres

Construction

Architectural style:
Traditional
Construction materials:
Stucco
Roof:
Composition
Property condition:
New Construction

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Propane, Sewer Connected, Underground Utilities

Parking

Parking features:
Guest, Garage, Off Street

Community and HOA

Subdivision:
Hampton Plantation
HOA:
Yes
HOA fee:
$1,300/month
Association fee includes:
Maintenance Grounds, Management Fee, Private Roads, Security
Community features:
Gated, Street Lights

Taxes and financial

Annual tax amount:
$1,487 (2025)

Monthly cost

Estimated monthly cost

$9,690/mo

Principal & interest
$6,871
Property taxes
$124
Home insurance
$1,395
HOA dues
$1,300

$279,000

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Aug 6, 2026Listed for sale$1,495,000

Schools

  • Oglethorpe Point

    Elementary

  • Glynn

    Middle

  • Glynn

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Hampton Plantation

Listing information

Listing office:
BHHS Hodnett Cooper Real Estate
Listing ID:
10795725
Status:
For sale

Source: Georgia MLS · Updated 11m ago · Nov 10, 2026, 8:00 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 8:00 PM ET

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