$190,000
3 bd · 2.5 ba · 2,925 sqft · House
99 Sandy Valley Drive, Warner Robins, GA 31088
Listing by Keller Williams Realty Middle GA
$200,000
Price cut $5,000
Est. monthly cost
$1,225/mo
Listing by eXp Realty
ASSUMABLE VA LOAN AT 5.75%! Take over the seller's low-rate VA mortgage with a payment of about $1,500 per month PITI (principal, interest, taxes and insurance). Priced at $200,000 with an approximate loan balance of $185,000, cash needed to assume is about $15,000, plus buyer's closing costs and the VA funding fee. Subject to lender and VA approval, and the buyer must qualify. Veteran and civilian buyers may apply. Keep the existing 5.75% rate instead of starting a new loan at today's rates. This all-brick ranch in Warner Robins, GA 31093 offers 3 bedrooms, 2 baths and 1,612 square feet of easy, one-level living. It has been beautifully maintained inside and out, and it shows from the moment you pull up. The landscaping is a standout, with flowers and greenery that make the front yard feel like a retreat, ideal for garden lovers. Out back, a large fenced backyard and a covered patio give you room to sip your morning coffee, tend your plants, or unwind at the end of the day. The garage includes an extra storage room for tools, seasonal items and gear. Inside, the floor plan flows naturally, with everything on one level and no wasted space. The brick exterior means less exterior upkeep, and the home is move-in ready with no projects waiting for you. Your time and money can go toward settling in instead of fixing up. How the assumption works: the buyer applies through the seller's loan servicer, which reviews income and credit. Processing times vary, so an early start helps. A veteran buyer may be able to substitute their own VA entitlement. Ask the listing agent for the assumption checklist, current loan details and the estimated timeline. Located in Warner Robins, Houston County, Georgia. Looking for an assumable VA loan in Middle Georgia? A low-rate assumable mortgage can reduce your monthly payment compared with a new loan at current rates, and this all-brick ranch pairs that with a well-kept home and a yard made for relaxing. Schedule your showing today.
Master On Main Level
Range · Refrigerator · Washer
Central
Central Air
Carpet · Vinyl
Level
Estimated monthly cost
$1,225/mo
$40,000
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Oct 9, 2026 | Listed for sale | $205,000 |
Parkwood
Elementary
Northside
Middle
Northside
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 4m ago · Nov 13, 2026, 3:30 AM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 3:30 AM ET
Report a listing problem$190,000
3 bd · 2.5 ba · 2,925 sqft · House
99 Sandy Valley Drive, Warner Robins, GA 31088
Listing by Keller Williams Realty Middle GA
$220,000
4 bd · 3 ba · 1,535 sqft · House
114 Forest Hill Drive, Warner Robins, GA 31088
Listing by BHHS Georgia Properties
$175,000
— bd · — ba · 1,667 sqft · Commercial
102 Fisher Street, Warner Robins, GA 31093
Listing by House To Home Properties &Commercial
$228,000
3 bd · 2.5 ba · 1,615 sqft · House
108 Sunnymeade Drive, Warner Robins, GA 31093
Listing by Harmon & Harmon Realtors, Inc.
$200,000
3 bd · 2 ba