$419,900
3 bd · 2 ba · 1,320 sqft · House
109 E Church Street, St. Marys, GA 31558
Listing by Coldwell Banker Access Realty
$424,900
Est. monthly cost
$3,611/mo
Listing by Coldwell Banker Access Realty
UNDER CONSTRUCTION NOW! BEAUTIFUL FOUR-BEDROOM HOME SITUATED ON A PEACEFUL POND IN THE WINDING RIVER COMMUNITY. BUILT WITH QUALITY AND EFFICIENCY IN MIND, THIS HOME FEATURES 2X6 EXTERIOR WALLS AND LOW-MAINTENANCE FIBER CEMENT SIDING. ENJOY YOUR MORNING COFFEE FROM THE INVITING FRONT PORCH OR UNWIND ON THE COVERED REAR LANAI WHILE TAKING IN TRANQUIL POND VIEWS. STEP INSIDE TO AN OPEN, SPACIOUS FLOOR PLAN FEATURING LUXURY VINYL PLANK FLOORING THROUGHOUT THE MAIN LIVING AREAS. THE KITCHEN IS DESIGNED FOR BOTH EVERYDAY LIVING AND ENTERTAINING, WITH A LARGE ISLAND OFFERING PLENTY OF PREP SPACE AND ADDITIONAL SEATING. A HUGE WALK-IN PANTRY PROVIDES EXCEPTIONAL STORAGE, WHILE THE CONVENIENTLY LOCATED INDOOR LAUNDRY ROOM ADDS EVEN MORE FUNCTIONALITY. THE PRIVATE PRIMARY SUITE FEATURES A DOUBLE VANITY, TILED WALK-IN SHOWER, AND SPACIOUS WALK-IN CLOSET. ON THE OPPOSITE SIDE OF THE HOME, THIS DESIRABLE SPLIT-BEDROOM FLOOR PLAN OFFERS THREE ADDITIONAL BEDROOMS AND A FULL BATH, PROVIDING PLENTY OF ROOM FOR FAMILY, GUESTS, OR A HOME OFFICE. BONUS- NO FLOOD INSURANCE REQUIRED! RESIDENTS OF WINDING RIVER ENJOY RESORT-STYLE AMENITIES, INCLUDING A CLUBHOUSE WITH FITNESS CENTER, SPARKLING SWIMMING POOL, PLAYGROUND, SPORTS FIELD AND COURT, AND SCENIC BIKING AND WALKING TRAILS. CONVENIENTLY LOCATED NEAR I-95, KINGS BAY NAVAL SUBMARINE BASE, SHOPPING, DINING, AND EVERYDAY CONVENIENCES. THE NEIGHBORHOOD ALSO OFFERS CONVENIENT ACCESS TO A CROSSWALK LEADING TO SUGARMILL ELEMENTARY. DON'T MISS THE OPPORTUNITY TO MAKE THIS BRAND-NEW POND-VIEW HOME YOURS! PHOTO DISCLAIMER: FINISHED HOME PHOTOS SHOWN ARE OF THE SAME FLOOR PLAN PREVIOUSLY BUILT BY READDICK CONSTRUCTION AND ARE PROVIDED FOR ILLUSTRATIVE PURPOSES ONLY. ACTUAL FINISHES, COLORS, MATERIALS, FEATURES, AND SPECIFICATIONS MAY VARY. SOME FEATURES DEPICTED MAY BE OPTIONAL UPGRADES AND ARE NOT INCLUDED IN THE BASE PURCHASE PRICE. BUYERS ARE ENCOURAGED TO VERIFY ALL INCLUDED FEATURES, FINISHES, AND AVAILABLE UPGRADE OPTIONS WITH THE BUILDER.
Double Vanity · Walk-In Closet(s) · Split Bedroom Plan
Electric Water Heater · Dishwasher · Microwave · Range · Stainless Steel Appliance(s)
Sprinkler System
Electric · Central · Heat Pump
Electric · Ceiling Fan(s) · Central Air · Heat Pump
Carpet · Vinyl
Level
Estimated monthly cost
$3,611/mo
$84,980
Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.
| Date | Event | Price |
|---|---|---|
| Oct 6, 2026 | Listed for sale | $424,900 |
Sugarmill
Elementary
Saint Marys
Middle
Camden
High
School assignments can change — verify with the district before you buy.
Source: Georgia MLS · Updated 7m ago · Nov 11, 2026, 1:30 AM ET

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.
© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 11, 2026, 1:30 AM ET
Report a listing problem$419,900
3 bd · 2 ba · 1,320 sqft · House
109 E Church Street, St. Marys, GA 31558
Listing by Coldwell Banker Access Realty
$412,000
— bd · — ba · 4,200 sqft · Commercial
461 Charlie Smith Sr Highway, St. Marys, GA 31558
Listing by Strategic Commercial Real Estate
$400,000
— bd · — ba · 0 sqft · Commercial
0 KINGS BAY Road, St. Marys, GA 31558
Listing by ERA Kings Bay Realty
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— bd · — ba · 1,742 sqft · Commercial
87 Lindsey Lane Ste A, St. Marys, GA 31558
Listing by Driggers Commercial Group, Inc
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4 bd · 2 ba