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For sale

$599,900

Price cut $57,705

Est. monthly cost

$4,555/mo

109 Bowline Lane, Kingsland, GA 31548

Listing by Smith Family Realty, LLC

Beds
5
Baths
3.5
Sq ft
4,378
Lot
1.35 acres

About this home

The Gwinnett plan by Smith Family Homes is MOVE-IN READY in NorthShore on the St. Marys River! Situated on a beautiful 1.35-acre lagoon lot, this impressive 4,378-square-foot home offers generous living spaces, thoughtfully selected finishes, and a three-car garage. Step inside to a dramatic two-story foyer featuring a beautiful double staircase with wood treads and metal balusters, with a formal dining room on one side and a versatile flex space on the other. The open-concept kitchen overlooks the great room and breakfast area and features quartz countertops, double ovens, a gas cooktop, stainless steel range hood, and walk-in pantry. Just off the breakfast area, a screened-in covered back porch provides the perfect place to relax and enjoy the lagoon setting. The first floor also includes a secondary bedroom with a private full bath, ideal for guests or multi-generational living, as well as an additional half bath. Upstairs, the spacious primary suite offers a separate sitting area, two large walk-in closets, and a well-appointed bath with a soaking tub, walk-in shower, and dual vanities. Three additional bedrooms and a full bathroom complete the second floor.

Type
Single Family Residence
Year built
2026
Price per sq ft
$137
HOA
$1,000/mo
Garage
—
Property tax (2026)
$1/yr
Listed
—
MLS #
10702310

Features

New construction

Interior

Double Vanity · High Ceilings · Separate Shower · Soaking Tub · Walk-In Closet(s)

Appliances

Cooktop · Dishwasher · Double Oven · Microwave · Stainless Steel Appliance(s)

Heating

Central · Electric

Cooling

Central Air · Electric

Flooring

Tile · Vinyl

Lot

Level

Property details

Interior

Bedrooms on main level:
1
Laundry:
In Hall, Upper Level
Levels:
Two

Exterior and lot

Lot size:
1.35 acres

Construction

Architectural style:
Traditional
Construction materials:
Vinyl Siding
Roof:
Composition
Property condition:
New Construction

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Sewer Connected, Underground Utilities

Parking

Parking features:
Garage, Attached, Garage Door Opener

Community and HOA

Subdivision:
Northshore on the St. Mary's River
HOA:
Yes
HOA fee:
$1,000/month
Association fee includes:
Maintenance Grounds, Management Fee
Community features:
Clubhouse, Playground, Shared Dock

Taxes and financial

Annual tax amount:
$1 (2026)
Listing terms:
Cash, Conventional, FHA, VA Loan

Monthly cost

Estimated monthly cost

$4,555/mo

Principal & interest
$2,955
Property taxes
$0
Home insurance
$600
HOA dues
$1,000

$119,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Sep 14, 2026Listed for sale$657,605

Schools

  • Mamie Lou Gross

    Elementary

  • Camden

    Middle

  • Camden

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Northshore on the St. Mary's River

Listing information

Listing office:
Smith Family Realty, LLC
Listing ID:
10702310
Status:
For sale

Source: Georgia MLS · Updated just now · Nov 13, 2026, 11:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 13, 2026, 11:45 AM ET

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