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For sale

$899,900

Price cut $25,000

Est. monthly cost

$5,477/mo

108 Ramsey Lane, St. Simons, GA 31522

Listing by Duckworth Properties

Beds
4
Baths
2.5
Sq ft
2,302
Lot
9,583 sqft

About this home

Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.

Type
Single Family Residence
Year built
2021
Price per sq ft
$391
HOA
None
Garage
—
Property tax (2025)
$1,736/yr
Listed
—
MLS #
10838640

Features

Private poolSingle story

Interior

Double Vanity · Separate Shower · Split Foyer · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Dishwasher · Microwave · Range · Refrigerator · Stainless Steel Appliance(s)

Heating

Central · Electric

Cooling

Central Air · Electric

Flooring

Hardwood · Tile

Lot

Other

Property details

Interior

Bedrooms on main level:
4
Primary bedroom on main:
Yes
Laundry:
Laundry Closet, Other
Levels:
One

Exterior and lot

Lot size:
0.22 acres
Fencing:
Back Yard, Fenced

Construction

Architectural style:
Contemporary
Construction materials:
Wood Siding
Roof:
Metal
Property condition:
Resale

Utilities

Sewer:
Public Sewer
Water source:
Public
Utilities:
Electricity Available, Sewer Connected, Water Available

Parking

Parking features:
Garage, Attached

Community and HOA

Subdivision:
Harrington
HOA:
No

Taxes and financial

Annual tax amount:
$1,736 (2025)

Monthly cost

Estimated monthly cost

$5,477/mo

Principal & interest
$4,433
Property taxes
$145
Home insurance
$900

$179,980

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 1.2% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 4, 2026Listed for sale$924,900

Schools

  • Oglethorpe Point

    Elementary

  • Glynn

    Middle

  • Glynn

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Harrington

Listing information

Listing office:
Duckworth Properties
Listing ID:
10838640
Status:
For sale

Source: Georgia MLS · Updated 14m ago · Nov 10, 2026, 8:15 PM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 8:15 PM ET

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