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For sale

$999,500

Price cut $50,500

Est. monthly cost

$7,260/mo

1040 Oak Valley Road, Greensboro, GA 30642

Listing by Joe Stockdale Real Estate

Beds
6
Baths
4.5
Sq ft
4,256
Lot
0.83 acres

About this home

Brand new construction in the highly sought after community of Harbor Club at Lake Oconee! The Silverton Creek Cottage is a charming home plan featuring a delightful blend of traditional and modern elements. The spacious floorplan boasts an open-concept living area - and includes the master and two additional bedrooms on the main level. There is an additional 4th bedroom/bonus room upstairs complete with a full bathroom, as well as two more bedrooms on the terrace level. This plan is perfect for families who value comfort, elegance, and functionality. The finished basement is perfect for entertaining with a bar area and plenty of space and possibility for any preference! This specialty builder has gone above and beyond with premium upgrades and features such as a 50-year architectural shingle (as opposed to the 30-year standard), ensuring both lasting durability and long-term peace of mind. Harbor Club features many amenities such as golf, tennis, swim, social clubs, private restaurants and marina. It is located within minutes of boutique shops, Publix, and several popular restaurants. Golf memberships are available. Come enjoy this relaxed community and all that Lake Oconee has to offer!

Type
Single Family Residence
Year built
2026
Price per sq ft
$235
HOA
$1,800/mo
Garage
—
Property tax (2024)
$439/yr
Listed
—
MLS #
10783448

Features

WaterfrontBasementNew construction

Interior

High Ceilings · Master On Main Level · Split Bedroom Plan · Vaulted Ceiling(s) · Walk-In Closet(s)

Appliances

Cooktop · Dishwasher · Double Oven · Electric Water Heater · Oven

Heating

Electric · Heat Pump

Cooling

Central Air · Electric

Flooring

Hardwood

Lot

Sloped

Property details

Interior

Bedrooms on main level:
3
Primary bedroom on main:
Yes
Fireplaces:
2
Fireplace features:
Basement, Family Room
Basement:
Bath Finished, Daylight, Exterior Entry, Finished
Laundry:
Common Area
Windows:
Double Pane Windows
Security:
Gated Community
Levels:
Three Or More

Exterior and lot

Lot size:
0.83 acres
Waterfront features:
Lake Privileges

Construction

Architectural style:
Craftsman
Construction materials:
Brick, Concrete
Roof:
Composition
Property condition:
New Construction

Utilities

Sewer:
Public Sewer
Water source:
Public
Electric:
220 Volts
Utilities:
Cable Available, High Speed Internet, Sewer Connected

Parking

Parking features:
Garage, Attached

Community and HOA

Subdivision:
Harbor Club
HOA:
Yes
HOA fee:
$1,800/month
Association fee includes:
Management Fee, Private Roads, Security, Swimming, Tennis
Community features:
Gated, Golf, Lake

Taxes and financial

Annual tax amount:
$439 (2024)
Listing terms:
Cash, Conventional, FHA, VA Loan
Special listing conditions:
Agent/Seller Relationship, Covenants/Restrictions

Monthly cost

Estimated monthly cost

$7,260/mo

Principal & interest
$4,923
Property taxes
$37
Home insurance
$500
HOA dues
$1,800

$199,900

Estimate only. Taxes use the listing's most recent figure where available; insurance assumes 0.6% of price per year, typical for the area, not including flood cover. Mortgage insurance applies below 20% down.

Price & status history

DateEventPrice
Oct 29, 2026Price decreased$999,500−4.8%
Jun 25, 2026Listed for sale$1,050,000

Schools

  • Greene

    Elementary

  • Anita White Carson

    Middle

  • Greene

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Harbor Club

Listing information

Listing office:
Joe Stockdale Real Estate
Listing ID:
10783448
Status:
For sale

Source: Georgia MLS · Updated 9m ago · Nov 14, 2026, 10:30 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 14, 2026, 10:30 AM ET

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