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For sale

0 Cardinal Lane, Toccoa, GA 30577

Listing by Coldwell Banker Active Real Estate

Acreage
0.42 acres
Price per acre
$42,858/acre

About this property

If you're ready to build your dream home, this exceptional, ready-to-build homesite in Toccoa, GA is the perfect opportunity. Grading and clearing have already been completed, saving you valuable time and site-preparation costs. Ideally located just minutes from Lake Hartwell and a short drive from downtown Toccoa's shopping, dining, and local attractions, this property offers the perfect blend of peaceful surroundings and convenience. Located in the desirable Sherwood Estate development, a planned lakefront community on Lake Hartwell, residents enjoy a private paved boat launch, community dock, large swimming pool, clubhouse, tennis court, and ample green space. With site preparation already completed and so many amenities at your fingertips, this property is an excellent opportunity for a primary residence, weekend retreat, or outdoor getaway. HOA fees are only $200 annually, making these amenities an exceptional value.

Type
Unimproved Land
Acreage
0.42 acres
Price per acre
$42,858/acre
HOA
$200/mo
Property tax (2025)
$15/yr
Listed
—
MLS #
10803709

Features

Lot

Level · Sloped

Property details

Exterior and lot

Lot size:
0.42 acres
Road frontage:
City Street
Road surface:
Paved

Utilities

Sewer:
Other
Water source:
Other
Utilities:
Electricity Available, Other, Phone Available, Water Available

Community and HOA

Subdivision:
Shorewood Estates
HOA:
Yes
HOA fee:
$200/month
Community features:
Clubhouse, Pool

Taxes and financial

Annual tax amount:
$15 (2025)
Listing terms:
Cash, Conventional
Special listing conditions:
As Is, No Disclosure
Current use:
Other
Possible use:
Other, Recreational, Residential

Monthly cost

Estimated monthly cost

$290/mo

Principal & interest
$89
Property taxes
$1
HOA dues
$200

$3,600

Land loan: terms vary; check with your lender. Estimate only, with no home or mortgage insurance: there's no house on this land. Taxes use the listing's most recent figure where available.

Price & status history

DateEventPrice
Sep 3, 2026Listed for sale$42,000

Schools

  • Big A

    Elementary

  • Stephens

    Middle

  • Stephens

    High

School assignments can change — verify with the district before you buy.

Location

More homes in Shorewood Estates

Listing information

Listing office:
Coldwell Banker Active Real Estate
Listing ID:
10803709
Status:
For sale

Source: Georgia MLS · Updated 12m ago · Nov 10, 2026, 3:45 AM ET

Georgia MLS

Listings courtesy of Georgia MLS. Listing information © 2026 Georgia MLS. All rights reserved. Each listing names its listing firm.

© 2026 Georgia MLS. All rights reserved. Information is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by GAMLS. Last updated Nov 10, 2026, 3:45 AM ET

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